ZIP 35031 Foreclosure, Tax-Lien & Distress Report

DLRadar grades ZIP 35031 (Blount County, Alabama) at a low 27/100 for overall property distress. On the structural side it scores 60/100, with 5/100 of stress already active. It additionally carries heavy environmental risk: FEMA disaster exposure (78/100), climate & FEMA risk (65/100), flood (NFIP) exposure (61/100). Property-level stress concentrates in structural risk (60/100), institutional ownership (56/100), construction/permit lag (50/100). mortgage stress (18/100) stay muted.

Prices here sit in a peak phase: values rose 2.7% over the trailing year, and 5% higher over three years (phase confidence 22/100). Topping markets hide individual distress behind strong averages.

7,937 residents call 35031 home, typically aged 37. The typical home is worth about $141,000 (2.5× income, relatively affordable). Owners hold 76% of homes, renters 24%. Median household income is $54,036, below the U.S. median near $78,000. DLRadar's demographic-stress index for the area reads 29/100. Vacancy runs 16.5%, above the national norm and a classic distress-and-opportunity signal. 15.5% of residents fall below the poverty threshold. Rent burden reaches 30% of tenant households. The ZIP holds roughly 3,351 housing units. Educational attainment sits at 16% bachelor's-or-above.

Net-net, 35031 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. 35031 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

Because one deterministic model scores every ZIP, 35031's 27/100 can be lined up against any neighbor in Blount County, Alabama or any ZIP coast to coast. The score is rebuilt from public data as it updates, so 35031 reflects the current record instead of a stale or modeled snapshot.

Each component behind 35031 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 27/100 roll-up. Treat 35031 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.