ZIP 35055 Property Distress & Foreclosure Data

DLRadar grades ZIP 35055 (Cullman County, Alabama) at a low 25/100 for overall property distress. Structural risk reads 53/100 against active distress of 5/100. Property-level stress concentrates in structural risk (53/100), construction/permit lag (48/100), institutional ownership (45/100). On the quiet end sit mortgage stress (18/100). Environmental exposure also runs high (FEMA disaster exposure (83/100), climate & FEMA risk (79/100)).

The peak-phase market in 35055 posted values that rose 3.5% over the year, and 13% higher over three years, at 32/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

A median home runs $218,900 here, or 3.3 times local income. Rent burden reaches 31% of tenant households. Population is roughly 23,231 with a median age of 42. There are about 10,611 housing units across 35055. The tenure split is 63% owner-occupied to 37% rented. Vacancy runs 10.2%. Households earn a median $58,488 — below the roughly $78,000 national figure. On demographic stress specifically, 35055 scores 30/100. Roughly 16.2% live below the poverty line. About 26% have a four-year degree.

On balance 35055 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.