ZIP 35087 Property Distress & Foreclosure Data

DLRadar grades ZIP 35087 (Cullman County, Alabama) at a low 26/100 for overall property distress. Property-level stress concentrates in structural risk (55/100), institutional ownership (47/100), construction/permit lag (44/100). By contrast, mortgage stress (19/100) register low. It additionally carries heavy environmental risk: climate & FEMA risk (83/100), FEMA disaster exposure (83/100). On the structural side it scores 55/100, with 6/100 of stress already active.

The market reads peak — home values rose 1.8% year on year, 1.4% off the recent peak, and 29% higher over three years (phase confidence 37/100). Topping markets hide individual distress behind strong averages.

7.4% of residents fall below the poverty threshold. About 2,338 people live here, median age 47. The ZIP holds roughly 975 housing units. Around 66% of renters are cost-burdened. Educational attainment sits at 23% bachelor's-or-above. Owners hold 86% of homes, renters 14%. The vacancy rate is 0.0%. DLRadar's demographic-stress index for the area reads 31/100. Median household income is $49,879, below the U.S. median near $78,000. Home values center near $172,200, an affordability ratio of 3.4× — accessible.

Net-net, 35087 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.