ZIP 35087 Foreclosure, Tax-Lien & Distress Report
Cullman County, Alabama · Affordable market
ZIP 35087's composite property-distress score is 21/100 - DLRadar classes that as low for Cullman County, Alabama. The sharpest non-environmental signals are institutional ownership (44/100), structural risk (43/100), mortgage stress (19/100). mortgage stress (19/100) stay muted. Climate and flood risk are elevated too — climate & FEMA risk (83/100), FEMA disaster exposure (78/100). Structurally it carries 43/100, against 6/100 of stress already in motion.
The peak-phase market in 35087 posted values that rose 2.4% over the year, and 29% higher over three years, at 24/100 phase confidence. Topping markets hide individual distress behind strong averages.
Roughly 7.4% live below the poverty line, a low share typical of higher-equity areas. About 2,338 people live here, median age 47. There are about 975 housing units across 35087. Around 66% of renters are cost-burdened. Around 23% of adults hold a bachelor's degree or higher. Owners hold 86% of homes, renters 14%. Vacancy runs 0.0%. DLRadar's demographic-stress index for the area reads 31/100. Median household income is $49,879, below the U.S. median near $78,000. A median home runs $172,200 here, or 3.4 times local income.
Overall, 35087 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. 35087 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.
Big metro or rural, 35087 runs through one identical public-record model, so its 21/100 sits on the same scale as every other ZIP in Cullman County, Alabama and the nation. Where the public record is thin for 35087, the field stays empty rather than modeled, and fills in as new documents post.
The 21/100 for 35087 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. For an operator, 35087 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.
What is driving ZIP 35087’s distress
Tax delinquency, institutional ownership, insurance pressure, NFIP/flood, construction lag, price dislocation and auction velocity — plus the 0 individual distressed properties (owner, address, APN, per-property score and exit read) are in the full DLRadar report.
Snapshot: 35087 by the numbers
Real-time distress, cycle phase, housing and bank-stress readings for 35087, the same set carried on every parcel.
More ZIPs across Cullman County
More distress data near 35087
Additional distress intelligence spanning Cullman County, Alabama by ZIP, county and state.
Get the full acquisition report for 35087
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Deterministic scoring, sourced entirely from public data · methodology