ZIP 35019 Property Distress & Foreclosure Data

DLRadar grades ZIP 35019 (Cullman County, Alabama) at a low 25/100 for overall property distress. Structural risk reads 53/100 against active distress of 5/100. Property-level stress concentrates in structural risk (53/100), institutional ownership (45/100), construction/permit lag (44/100). On the quiet end sit mortgage stress (18/100). Environmental exposure also runs high (FEMA disaster exposure (83/100), climate & FEMA risk (82/100)).

The peak-phase market in 35019 posted values that rose 1.9% over the year, 1.3% off the recent peak, and 25% higher over three years, at 37/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

A median home runs $131,800 here, or 2.0 times local income. Rent burden reaches 68% of tenant households. The tenure split is 86% owner-occupied to 14% rented. Vacancy runs 8.6%. Population is roughly 2,497 with a median age of 38. Households earn a median $61,470 — below the roughly $78,000 national figure. Roughly 25.3% live below the poverty line, elevated and often tied to deferred-maintenance inventory. On demographic stress specifically, 35019 scores 33/100. There are about 1,034 housing units across 35019. About 12% have a four-year degree.

On the whole, 35019 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.