ZIP 35053 Property Distress & Foreclosure Data

ZIP code 35053 in Cullman County, Alabama carries a composite property-distress score of 25/100 — a low reading on DLRadar's deterministic public-record index. Structural exposure scores 52 and live distress 5 on the 0–100 scale. What sets it apart are the readings on structural risk (52/100), construction/permit lag (48/100), institutional ownership (45/100). mortgage stress (18/100) stay muted. Climate and flood risk are elevated too — FEMA disaster exposure (83/100), climate & FEMA risk (77/100).

Prices here sit in a peak phase: values rose 3.6% over the trailing year, and 28% higher over three years, at 32/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

94% of housing is owner-occupied. The demographic-stress sub-score lands at 28/100. The typical home is worth about $264,500 (3.9× income, relatively affordable). At $62,250, median income runs below typical U.S. levels. Vacancy runs 50.7%, above the national norm and a classic distress-and-opportunity signal. There are about 2,446 housing units across 35053. 2,890 residents call 35053 home, typically aged 49. Rent burden reaches 4% of tenant households. Around 26% of adults hold a bachelor's degree or higher. The poverty rate is 10.0%.

Taken together, 35053 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.