ZIP 35057 Property Distress & Foreclosure Data

Cullman County, Alabama's ZIP 35057 registers 25/100 composite distress, which DLRadar reads as low. Structural exposure scores 53 and live distress 5 on the 0–100 scale. It additionally carries heavy environmental risk: FEMA disaster exposure (83/100), climate & FEMA risk (79/100). The most distinctive pressure shows up in structural risk (53/100), construction/permit lag (48/100), institutional ownership (45/100). By contrast, mortgage stress (18/100) register low.

The market reads peak — home values rose 3.5% year on year, and 13% higher over three years, at 32/100 phase confidence. Topping markets hide individual distress behind strong averages.

About 15,514 people live here, median age 40. Home values center near $211,200, an affordability ratio of 2.5× — accessible. Rent burden reaches 9% of tenant households. DLRadar's demographic-stress index for the area reads 22/100. There are about 6,107 housing units across 35057. 8.2% of residents fall below the poverty threshold. Vacancy runs 12.7%, above the national norm and a classic distress-and-opportunity signal. Median household income is $77,054, near the U.S. median near $78,000. Owners hold 85% of homes, renters 15%. Educational attainment sits at 17% bachelor's-or-above.

Net-net, 35057 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.