ZIP 35083 Foreclosure, Tax-Lien & Distress Report

On DLRadar's 0-100 public-record scale, ZIP 35083 in Cullman County, Alabama comes in at 22, a low composite-distress reading. The pressure is most legible in structural risk (45/100), institutional ownership (43/100), construction/permit lag (19/100). construction/permit lag (19/100) and mortgage stress (18/100) stay muted. It additionally carries heavy environmental risk: climate & FEMA risk (79/100), FEMA disaster exposure (78/100). Structural exposure scores 45 and live distress 5 on the 0–100 scale.

Prices here sit in a peak phase: values rose 3.2% over the trailing year, and 12% higher over three years (phase confidence 22/100). Topping markets hide individual distress behind strong averages.

Median household income is $58,056, below the U.S. median near $78,000. Rent burden reaches 30% of tenant households. About 12% have a four-year degree. On demographic stress specifically, 35083 scores 29/100. The typical home is worth about $225,400 (3.0× income, relatively affordable). The ZIP holds roughly 1,673 housing units. Roughly 16.6% live below the poverty line, elevated and often tied to deferred-maintenance inventory. Vacancy runs 9.1%. 4,276 residents call 35083 home, typically aged 32. 84% of housing is owner-occupied.

Net-net, 35083 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. No parcel file is published for 35083 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

Because one deterministic model scores every ZIP, 35083's 22/100 can be lined up against any neighbor in Cullman County, Alabama or any ZIP coast to coast. The score is rebuilt from public data as it updates, so 35083 reflects the current record instead of a stale or modeled snapshot.

Each component behind 35083 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 22/100 roll-up. The point of the 35083 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.