ZIP 35083 Property Distress & Foreclosure Data

Composite property distress in 35083 (Cullman County, Alabama) lands at 25/100 — low on DLRadar's public-record scoring. The sharpest non-environmental signals are structural risk (53/100), construction/permit lag (48/100), institutional ownership (45/100). mortgage stress (18/100) stay muted. Climate and flood risk are elevated too — FEMA disaster exposure (83/100), climate & FEMA risk (79/100). On the structural side it scores 53/100, with 5/100 of stress already active.

Prices here sit in a peak phase: values rose 3.5% over the trailing year, and 12% higher over three years (phase confidence 32/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

At $58,056, median income runs below typical U.S. levels. Around 30% of renters are cost-burdened. Around 12% of adults hold a bachelor's degree or higher. The demographic-stress sub-score lands at 29/100. The typical home is worth about $225,400 (3.0× income, relatively affordable). The ZIP holds roughly 1,673 housing units. The poverty rate is 16.6% — high, a tax-stress and distress correlate. The vacancy rate is 9.1%. 4,276 residents call 35083 home, typically aged 32. 84% of housing is owner-occupied.

Overall, 35083 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.