ZIP 35670 Foreclosure, Tax-Lien & Distress Report

Scored purely from public records, 35670 (Morgan County, Alabama) returns a low composite of 21/100. Environmental exposure also runs high (climate & FEMA risk (88/100), FEMA disaster exposure (78/100)). The split runs 43/100 structural to 5/100 active on the ground. Its heaviest discrete signals: institutional ownership (43/100), structural risk (43/100), mortgage stress (18/100). By contrast, mortgage stress (18/100) register low.

Prices here sit in a peak phase: values rose 1.3% over the trailing year, and 21% higher over three years (phase confidence 26/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

At $48,531, median income runs below typical U.S. levels. The poverty rate is 30.8% — high, a tax-stress and distress correlate. Rent burden reaches 23% of tenant households. There are about 3,664 housing units across 35670. About 7,116 people live here, median age 39. On demographic stress specifically, 35670 scores 33/100. Around 19% of adults hold a bachelor's degree or higher. The typical home is worth about $205,400 (3.4× income, relatively affordable). The vacancy rate is 16.9% — elevated. Owners hold 75% of homes, renters 25%.

Net-net, 35670 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

The 35670 read uses the identical public-record model applied coast to coast, which means its 21/100 score means exactly what it means anywhere else, and 35670 stays directly comparable to neighboring ZIPs and the rest of Morgan County, Alabama. 35670 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.

Each component behind 35670 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 21/100 roll-up. Treat 35670 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.