ZIP 35808 Foreclosure, Tax-Lien & Distress Report
Madison County, Alabama · Distress market
Composite property distress in 35808 (Madison County, Alabama) lands at 32/100 — moderate on DLRadar's public-record scoring. It additionally carries heavy environmental risk: climate & FEMA risk (95/100), FEMA disaster exposure (78/100), flood (NFIP) exposure (74/100). Its heaviest discrete signals: structural risk (71/100), institutional ownership (59/100), construction/permit lag (46/100). Structurally it carries 71/100, against 0/100 of stress already in motion.
The peak-phase market in 35808 posted values that rose 2.9% over the year (phase confidence 16/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.
At $121,364, median income runs above typical U.S. levels. The poverty rate is 14.7%. Rent burden reaches 17% of tenant households. The vacancy rate is 2.4%. Owners hold 2% of homes, renters 98%. The ZIP holds roughly 370 housing units. About 51% have a four-year degree. About 1,116 people live here, median age 34. DLRadar's demographic-stress index for the area reads 31/100.
Net-net, 35808 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. There is no property file for 35808 at the moment; the composite and its components are still built from verifiable public records.
No ZIP is too small to score: 35808 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 32/100 composite is a like-for-like number rather than an isolated estimate. The score is rebuilt from public data as it updates, so 35808 reflects the current record instead of a stale or modeled snapshot.
Behind 35808's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. Practically, 35808 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.
Signal-by-signal read on 35808
Delinquency on tax, investor concentration, insurance pressure, NFIP flood, lagging construction, price dislocation and sale velocity — and the 0 individual distressed properties (owner, address, APN, per-property score and exit read) are in the full DLRadar report.
Snapshot: 35808 by the numbers
Current distress, phase, housing and lender-pressure figures for 35808, drawn from the same report attached to each property.
Adjacent Madison County ZIP reports
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Each signal above is traceable to an open dataset · methodology