ZIP 35748 Property Distress & Foreclosure Data

In Madison County, Alabama, ZIP 35748 scores 34 of 100 for composite distress, a moderate level on DLRadar's public-record index. Environmental exposure also runs high (climate & FEMA risk (94/100), FEMA disaster exposure (83/100), flood (NFIP) exposure (70/100)). On the structural side it scores 75/100, with 7/100 of stress already active. Its standout signals are structural risk (75/100), construction/permit lag (64/100), institutional ownership (60/100). On the quiet end sit mortgage stress (23/100).

The peak-phase market in 35748 posted values that rose 3.6% over the year, and 3% higher over three years (phase confidence 33/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Roughly 8.1% live below the poverty line. Population is roughly 7,311 with a median age of 48. The tenure split is 88% owner-occupied to 12% rented. Around 26% of renters are cost-burdened. About 46% have a four-year degree. On demographic stress specifically, 35748 scores 22/100. The ZIP holds roughly 3,249 housing units. The vacancy rate is 10.2%. Households earn a median $118,365 — above the roughly $78,000 national figure. A median home runs $356,300 here, or 2.8 times local income.

On balance 35748 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

34/100
Composite stress
75/100
Structural risk
7/100
Distress activity

Distress signal breakdown — ZIP 35748

Foreclosure activity0
Mortgage stress23
Climate / FEMA risk94
+9 more distress dimensions scored for this ZIP

Tax delinquency, institutional ownership, insurance pressure, NFIP/flood, construction lag, price dislocation and auction velocity — plus the 0 individual distressed properties (owner, address, APN, per-property score and exit read) are in the full DLRadar report.

Nearby ZIPs in Madison County

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