ZIP 35748 Foreclosure, Tax-Lien & Distress Report

DLRadar grades ZIP 35748 (Madison County, Alabama) at a moderate 32/100 for overall property distress. It additionally carries heavy environmental risk: climate & FEMA risk (94/100), FEMA disaster exposure (78/100), flood (NFIP) exposure (70/100). On the structural side it scores 69/100, with 7/100 of stress already active. The sharpest non-environmental signals are structural risk (69/100), institutional ownership (58/100), construction/permit lag (46/100). mortgage stress (23/100) stay muted.

The market reads peak — home values rose 2.9% year on year, and 3% higher over three years (phase confidence 17/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

The poverty rate is 8.1%. 7,311 residents call 35748 home, typically aged 48. Owners hold 88% of homes, renters 12%. Rent burden reaches 26% of tenant households. Around 46% of adults hold a bachelor's degree or higher. The demographic-stress sub-score lands at 22/100. The ZIP holds roughly 3,249 housing units. Vacancy runs 10.2%. Median household income is $118,365, above the U.S. median near $78,000. The typical home is worth about $356,300 (2.8× income, relatively affordable).

Net-net, 35748 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. There is no property file for 35748 at the moment; the composite and its components are still built from verifiable public records.

No ZIP is too small to score: 35748 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 32/100 composite is a like-for-like number rather than an isolated estimate. 35748 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.

35748's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. For an operator, 35748 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.