ZIP 35801 Foreclosure, Tax-Lien & Distress Report

In Madison County, Alabama, ZIP 35801 scores 33 of 100 for composite distress, a moderate level on DLRadar's distress index. Leading the profile are structural risk (72/100), institutional ownership (59/100), construction/permit lag (41/100). By contrast, mortgage stress (23/100) register low. Environmental exposure also runs high (climate & FEMA risk (95/100), FEMA disaster exposure (87/100), flood (NFIP) exposure (83/100)). Structurally it carries 72/100, against 7/100 of stress already in motion.

The peak-phase market in 35801 posted values that rose 2.9% over the year, and 12% higher over three years (phase confidence 16/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

At $103,125, median income runs above typical U.S. levels. The vacancy rate is 8.2%. DLRadar's demographic-stress index for the area reads 25/100. Population is roughly 23,901 with a median age of 40. Educational attainment sits at 55% bachelor's-or-above. Home values center near $422,300, an affordability ratio of 3.9× — accessible. Around 20% of renters are cost-burdened. Owners hold 68% of homes, renters 32%. Roughly 8.9% live below the poverty line. There are about 11,199 housing units across 35801.

Net-net, 35801 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. No parcel file is published for 35801 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

The 35801 read uses the identical scoring model applied coast to coast, which means its 33/100 score means exactly what it means anywhere else, and 35801 stays directly comparable to neighboring ZIPs and the rest of Madison County, Alabama. Sparse data for 35801 shows as blanks, never estimates, and the score updates on every fresh public filing.

35801's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. For a buyer, 35801 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.