ZIP 35758 Foreclosure, Tax-Lien & Distress Report

Madison County, Alabama's ZIP 35758 registers 32/100 composite distress, which DLRadar reads as moderate. Latent structural risk is 71/100 while live distress already moving reads 7/100. Environmental exposure also runs high (climate & FEMA risk (95/100), FEMA disaster exposure (78/100), flood (NFIP) exposure (74/100)). Property-level stress concentrates in structural risk (71/100), institutional ownership (59/100), construction/permit lag (46/100). mortgage stress (23/100) stay muted.

The market reads peak — home values rose 2.9% year on year, and 12% higher over three years, at 16/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

The ZIP holds roughly 21,285 housing units. Owners hold 70% of homes, renters 30%. Around 27% of renters are cost-burdened. Educational attainment sits at 64% bachelor's-or-above. The vacancy rate is 3.4%. Roughly 4.7% live below the poverty line, a low share typical of higher-equity areas. The typical home is worth about $370,300 (2.9× income, relatively affordable). DLRadar's demographic-stress index for the area reads 21/100. About 48,929 people live here, median age 39. Households earn a median $115,780 — above the roughly $78,000 national figure.

Net-net, 35758 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. No parcel file is published for 35758 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

Big metro or rural, 35758 runs through one identical public-record model, so its 32/100 sits on the same scale as every other ZIP in Madison County, Alabama and the nation. Nothing here is interpolated — where a source is thin for 35758, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

Behind 35758's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. For an operator, 35758 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.