ZIP 35763 Foreclosure, Tax-Lien & Distress Report

On DLRadar's 0-100 public-record scale, ZIP 35763 in Madison County, Alabama comes in at 32, a moderate composite-distress reading. The split runs 71/100 structural to 7/100 active on the ground. It additionally carries heavy environmental risk: climate & FEMA risk (95/100), FEMA disaster exposure (78/100), flood (NFIP) exposure (74/100). Leading the profile are structural risk (71/100), institutional ownership (59/100), construction/permit lag (46/100). mortgage stress (23/100) stay muted.

Prices here sit in a peak phase: values rose 2.9% over the trailing year, and 11% higher over three years (phase confidence 16/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

19,505 residents call 35763 home, typically aged 41. Home values center near $396,300, an affordability ratio of 2.9× — accessible. The ZIP holds roughly 7,397 housing units. The vacancy rate is 2.3%. The demographic-stress sub-score lands at 20/100. Rent burden reaches 27% of tenant households. About 58% have a four-year degree. 3.4% of residents fall below the poverty threshold. The tenure split is 91% owner-occupied to 9% rented. Households earn a median $125,356 — above the roughly $78,000 national figure.

Net-net, 35763 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. 35763 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

The number is not local guesswork: 35763's 32/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. Nothing here is interpolated — where a source is thin for 35763, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

35763's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. Treat 35763 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.