ZIP 35761 Foreclosure, Tax-Lien & Distress Report

Scored purely from public records, 35761 (Madison County, Alabama) returns a moderate composite of 32/100. Structural exposure scores 71 and live distress 7 on the 0–100 scale. Climate and flood risk are elevated too — climate & FEMA risk (95/100), FEMA disaster exposure (78/100), flood (NFIP) exposure (74/100). Its standout signals are structural risk (71/100), institutional ownership (59/100), construction/permit lag (46/100). By contrast, mortgage stress (23/100) register low.

The peak-phase market in 35761 posted values that rose 2.9% over the year, and 13% higher over three years, at 16/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

A median home runs $237,000 here, or 2.6 times local income. The vacancy rate is 5.9%. About 14,124 people live here, median age 37. Owners hold 83% of homes, renters 17%. On demographic stress specifically, 35761 scores 26/100. The poverty rate is 9.5%. Rent burden reaches 41% of tenant households. At $82,321, median income runs near typical U.S. levels. There are about 5,451 housing units across 35761. Around 30% of adults hold a bachelor's degree or higher.

On balance 35761 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

Because one deterministic model scores every ZIP, 35761's 32/100 can be lined up against any neighbor in Madison County, Alabama or any ZIP coast to coast. 35761 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.

The 32/100 figure for 35761 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. For an operator, 35761 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.