Madison County, AL: Foreclosures, Tax Liens & Distressed Properties

Across Madison County, Alabama, DLRadar grades every ZIP for foreclosure, mortgage, tax and bank-stress distress. Lender pressure in Madison County registers 47/100 — a moderate bank-stress headwind. There are 25 scored ZIPs in the county (mean composite 32/100). ZIP-level distress ranges from 32/100 at the top down to 25/100.

Currently peak, Madison County saw prices rise 2.9% year over year, a 16/100-confidence read. With pricing topped out, blanket buying underperforms — the edge is parcel by parcel.

Near the cycle top at +2.9% YoY (16/100 confidence), opportunity is parcel-specific — target the few ZIPs carrying distress. Mid-range bank stress at 47/100 points to mixed owner- and bank-driven distress.

Leading Madison County on distress: 35741 (32/100), 35748 (32/100), 35750 (32/100), 35757 (32/100), 35758 (32/100), 35759 (32/100). Also scored across the county: 35760, 35761, 35763, 35773, 35801, 35802, 35803, 35805, 35806, 35808.

By the numbers, the Madison County ZIPs on file show household income averaging about $89,135, above the national median, a 10.3% poverty rate, 71% owner-occupancy, home values averaging roughly $284,787, below the US, vacancy near 7.2%, residents with a median age around 39. Taken together, they shape where pressure builds and how liquid the exit will be.

Madison County, Alabama's 32/100 average over 25 ZIPs says Madison County is a screen-by-ZIP market rather than a blanket buy. Inside DLRadar, each Madison County property carries owner, address and APN, score, bank exposure and an exit-velocity estimate.

Because Madison County, Alabama is scored on the identical public-record model used nationwide, even a quiet county is measured on one scale — letting you weigh Madison County against neighboring markets or the rest of Alabama on equal footing.

For anyone buying in Madison County, the scores answer one question first — which ZIPs deserve the marketing budget, with the top reading 32/100. The Madison County read is rebuilt from public records as they post — no modeling fills the gaps — so what you see is what the documents support, refreshed on each ingest.

At the ZIP level, the sharpest readings in Madison County are 35741 (32/100), 35748 (32/100), 35750 (32/100), 35757 (32/100), 35758 (32/100), 35759 (32/100). DLRadar also scores 35760, 35761, 35763, 35773, 35801, 35802, 35803, 35805 and more across the county. Each code carries its own composite built from that ZIP's foreclosure, mortgage, tax-lien and lender signals, so two neighboring ZIPs can diverge sharply even inside one county.

Under Madison County's headline composite sit distinct layers — recorded foreclosures, tax and lien delinquency, mortgage stress and bank headwind — each scored separately before they roll up, so the same total can describe very different markets.