ZIP 35757 Foreclosure, Tax-Lien & Distress Report

Composite property distress in 35757 (Madison County, Alabama) lands at 32/100 — moderate on DLRadar's public-record scoring. Its standout signals are structural risk (70/100), institutional ownership (59/100), construction/permit lag (46/100). On the quiet end sit mortgage stress (23/100). It additionally carries heavy environmental risk: climate & FEMA risk (94/100), FEMA disaster exposure (78/100), flood (NFIP) exposure (74/100). On the structural side it scores 70/100, with 7/100 of stress already active.

Prices here sit in a peak phase: values rose 2.9% over the trailing year, and 11% higher over three years (phase confidence 16/100). Topping markets hide individual distress behind strong averages.

The ZIP holds roughly 7,544 housing units. Roughly 3.3% live below the poverty line, a low share typical of higher-equity areas. Households earn a median $105,517 — above the roughly $78,000 national figure. DLRadar's demographic-stress index for the area reads 21/100. About 54% have a four-year degree. About 18,250 people live here, median age 37. Around 27% of renters are cost-burdened. The tenure split is 80% owner-occupied to 20% rented. A median home runs $337,000 here, or 2.8 times local income. Vacancy runs 5.3%.

On balance 35757 is mixed, rewarding parcel-by-parcel screening over broad assumptions. There is no property file for 35757 at the moment; the composite and its components are still built from verifiable public records.

Whether 35757 runs hot or quiet, its 32/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 35757 can be compared directly against any other ZIP in Madison County, Alabama or nationwide. 35757 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.

The 32/100 figure for 35757 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. The point of the 35757 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.