ZIP 35757 Property Distress & Foreclosure Data

In Madison County, Alabama, ZIP 35757 scores 34 of 100 for composite distress, a moderate level on DLRadar's public-record index. Its standout signals are structural risk (76/100), construction/permit lag (64/100), institutional ownership (61/100). On the quiet end sit mortgage stress (23/100). Environmental exposure also runs high (climate & FEMA risk (94/100), FEMA disaster exposure (83/100), flood (NFIP) exposure (74/100)). The latent-versus-live split is 76/100 structural and 7/100 already moving.

The peak-phase market in 35757 posted values that rose 3.6% over the year, and 11% higher over three years (phase confidence 33/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

The ZIP holds roughly 7,544 housing units. Roughly 3.3% live below the poverty line, a low share typical of higher-equity areas. Households earn a median $105,517 — above the roughly $78,000 national figure. On demographic stress specifically, 35757 scores 21/100. About 54% have a four-year degree. Population is roughly 18,250 with a median age of 37. Around 27% of renters are cost-burdened. The tenure split is 80% owner-occupied to 20% rented. A median home runs $337,000 here, or 2.8 times local income. The vacancy rate is 5.3%.

On balance 35757 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.