ZIP 35610 Foreclosure, Tax-Lien & Distress Report

ZIP 35610's composite property-distress score is 32/100 - DLRadar classes that as moderate for Lauderdale County, Alabama. Environmental exposure also runs high (climate & FEMA risk (84/100), FEMA disaster exposure (74/100), flood (NFIP) exposure (68/100)). Latent structural risk is 71/100 while live distress already moving reads 7/100. The pressure is most legible in structural risk (71/100), construction/permit lag (68/100), institutional ownership (55/100). mortgage stress (23/100) stay muted.

The expansion-phase market in 35610 posted values that rose 6.8% over the year, and 20% higher over three years (phase confidence 67/100). Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

Rent burden reaches 0% of tenant households. The poverty rate is 2.4% — low. Median household income is $87,645, above the U.S. median near $78,000. DLRadar's demographic-stress index for the area reads 14/100. The tenure split is 93% owner-occupied to 7% rented. The typical home is worth about $168,300 (1.4× income, relatively affordable). The vacancy rate is 2.0%. Population is roughly 1,635 with a median age of 37. Around 24% of adults hold a bachelor's degree or higher. There are about 688 housing units across 35610.

Overall, 35610 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. There is no property file for 35610 at the moment; the composite and its components are still built from verifiable records.

No ZIP is too small to score: 35610 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 32/100 composite is a like-for-like number rather than an isolated estimate. Every figure is auditable to a public dataset and refreshed as records update; 35610 shows blanks, not estimates, wherever the record is sparse.

The 32/100 for 35610 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. In workflow terms, 35610 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.