ZIP 35610 Property Distress & Foreclosure Data

Lauderdale County, Alabama's ZIP 35610 registers 28/100 composite distress, which DLRadar reads as low. Environmental exposure also runs high (climate & FEMA risk (84/100), FEMA disaster exposure (83/100), flood (NFIP) exposure (70/100)). The latent-versus-live split is 60/100 structural and 7/100 already moving. The most distinctive pressure shows up in institutional ownership (60/100), structural risk (60/100), mortgage stress (23/100). On the quiet end sit mortgage stress (23/100) and construction/permit lag (15/100).

The peak-phase market in 35610 posted values that rose 4.4% over the year, and 20% higher over three years (phase confidence 43/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Around 0% of renters are cost-burdened. Roughly 2.4% live below the poverty line, a low share typical of higher-equity areas. Households earn a median $87,645 — above the roughly $78,000 national figure. On demographic stress specifically, 35610 scores 14/100. The tenure split is 93% owner-occupied to 7% rented. A median home runs $168,300 here, or 1.4 times local income. The vacancy rate is 2.0%. Population is roughly 1,635 with a median age of 37. About 24% have a four-year degree. The ZIP holds roughly 688 housing units.

On balance 35610 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.