ZIP 35634 Property Distress & Foreclosure Data

ZIP code 35634 in Lauderdale County, Alabama carries a composite property-distress score of 27/100 — a low reading on DLRadar's deterministic public-record index. What sets it apart are the readings on institutional ownership (61/100), structural risk (57/100), mortgage stress (24/100). On the quiet end sit mortgage stress (24/100). On the structural side it scores 57/100, with 7/100 of stress already active. Environmental exposure also runs high (climate & FEMA risk (85/100), FEMA disaster exposure (83/100), flood (NFIP) exposure (73/100)).

The peak-phase market in 35634 posted values that rose 4.7% over the year, and 19% higher over three years (phase confidence 48/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Around 32% of renters are cost-burdened. Roughly 7.5% live below the poverty line. Population is roughly 10,009 with a median age of 50. About 32% have a four-year degree. Households earn a median $71,630 — near the roughly $78,000 national figure. The vacancy rate is 15.9% — elevated. The tenure split is 81% owner-occupied to 19% rented. On demographic stress specifically, 35634 scores 28/100. A median home runs $266,600 here, or 3.7 times local income. The ZIP holds roughly 4,921 housing units.

On the whole, 35634 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.