ZIP 35660 Foreclosure, Tax-Lien & Distress Report

Colbert County, Alabama's ZIP 35660 registers 31/100 composite distress, which DLRadar reads as moderate. The split runs 68/100 structural to 7/100 active on the ground. Climate and flood risk are elevated too — FEMA disaster exposure (87/100), climate & FEMA risk (79/100), flood (NFIP) exposure (69/100). The most distinctive pressure shows up in structural risk (68/100), institutional ownership (56/100), construction/permit lag (56/100). On the quiet end sit mortgage stress (24/100).

Prices here sit in a expansion phase: values rose 8.4% over the trailing year, and 37% higher over three years (phase confidence 90/100). Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

A median home runs $135,400 here, or 3.0 times local income. Vacancy runs 13.7%, above the national norm and a classic distress-and-opportunity signal. Population is roughly 9,385 with a median age of 40. On demographic stress specifically, 35660 scores 36/100. The tenure split is 59% owner-occupied to 41% rented. 25.6% of residents fall below the poverty threshold. At $42,510, median income runs below typical U.S. levels. There are about 5,495 housing units across 35660. Around 16% of adults hold a bachelor's degree or higher. Rent burden reaches 55% of tenant households.

On the whole, 35660 leans distressed, with opportunity clustered in specific stressed parcels. There is no property file for 35660 at the moment; the composite and its components are still built from verifiable records.

Big metro or rural, 35660 runs through one identical scoring model, so its 31/100 sits on the same scale as every other ZIP in Colbert County, Alabama and the nation. Every figure is auditable to a public dataset and refreshed as records update; 35660 shows blanks, not estimates, wherever the record is sparse.

Behind 35660's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. For an operator, 35660 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.