Colbert County, AL: Foreclosures, Tax Liens & Distressed Properties

Colbert County, AL, Alabama: 9 ZIP codes scored, Colbert County, AL averaging 27/100 (low, Colbert, AL), from 6 to 31. Colbert County, AL is in its expansion phase (Colbert, AL confidence 90/100): Colbert, AL home prices up 8.4% (Colbert, AL) over twelve months. Colbert County, AL lender headwind: 70/100.

Highest-scoring Colbert County, AL ZIPs: 35616 (31/100), 35646 (31/100), 35660 (31/100), 35661 (31/100), 35674 (31/100), 35672 (29/100). Also scored in Colbert County, AL: 35654, 35653, 38852.

Across Colbert County, AL's scored ZIPs: median home value $149,744, household income $55,200, 15.6% vacancy, 18.3% poverty, 74% owner-occupied, median age 42.7.

Colbert County, AL insurance distress 72/100 (#589 in the US); FEMA hazard 73/100 for Colbert, AL; 2 federal disaster declarations in Colbert County, AL since 2023 (2 hurricane); 5 Colbert, AL NFIP flood claims, $58K paid; Colbert, AL construction distress 57/100.

6 banks with 16 branches lend in Colbert County, AL; Colbert, AL weighted bank stress 73/100, highest 94/100 in Colbert, AL.

Colbert County, AL unemployment 3.9% (Colbert, AL +0.4 pts, six months); 81 new housing units permitted in Colbert County, AL over twelve months, Colbert, AL down 6% from 86; Colbert, AL home prices +11.5% a year (Colbert, AL) over three years.

28,040 housing units in Colbert County, AL; 7,071 Colbert, AL renter households; 39% of Colbert, AL renters spend 30%+ of income on rent, 20% (Colbert, AL) half or more.

Colbert County, AL ranks #762 nationally on the opportunity index (Colbert, AL, among all ranked counties); Colbert, AL scores 32.1/100 and Colbert, AL sits #32 inside Alabama. Colbert, AL is in the early_signal opportunity phase; Colbert, AL's primary driver is bank institutional, Colbert, AL second driver vacancy; Colbert, AL moved down 511 places. 7 short-sale listings across Colbert, AL; 36 days on market observed in Colbert, AL; 12.9% vacancy over 9 Colbert, AL ZIPs.

No CFPB county sample covers Colbert County, AL. The non-metro area reading for Colbert, AL: 1.6% ninety-plus days late; Colbert, AL's thirty-to-eighty-nine share is 4.7% (Colbert, AL, December 2025 data); Alabama overall 1.1%.

Colbert County, AL has 5 watched banks; 5 Colbert, AL banks sit in an elevated band. Colbert, AL footprints: Bank Independent (8 branches, stress 77) in Colbert, AL; First Metro Bank (3 branches, stress 54) in Colbert, AL; Cb&S Bank Inc (2 branches, stress 87) in Colbert, AL.

HUD lists 3 assisted multifamily properties in Colbert County, AL with 179 units; 178 Colbert, AL units are assisted, 2 Colbert, AL properties under project-based Section 8.

3,739 of the 28,040 housing units in Colbert, AL sit vacant. Colbert County, AL permitted 7 multifamily units in twelve months; Colbert, AL's one-to-four unit structures added 74 units in Colbert County, AL.