Colbert County, AL: Foreclosures, Tax Liens & Distressed Properties

Every ZIP in Colbert County, Alabama carries a DLRadar distress score assembled from foreclosure, tax, mortgage and lender records. Coverage runs to 9 ZIPs across Colbert County, a low 27/100 average. Bank/credit headwind for the county is 70 on a 0–100 scale, a elevated reading. Across its ZIPs, composite distress spans 6 to 31 out of 100.

The expansion-phase county posted home values that rose 8.4% over twelve months, at 90/100 phase confidence. Under a rising market, specific ZIPs still slip even as the headline looks strong.

Through Colbert County's +8.4% YoY climb (90/100 confidence), stressed pockets remain — and a rising tide cleans up those exits. Bank stress at 70/100 favors patient capital: banks under pressure move REO faster.

Distress concentrates in ZIP 35616 (31/100), ZIP 35646 (31/100), ZIP 35660 (31/100), ZIP 35661 (31/100), ZIP 35674 (31/100), ZIP 35672 (28/100) — drill into any for the parcel-level read. Further scored ZIPs: 35653, 35654, 38852.

Profile-wise, the Colbert County ZIPs on file come in at home values averaging roughly $149,744, below the US, a median household income near $55,200 (below the US norm), 74% of homes owner-occupied, poverty running near 18.3%, residents with a median age around 42.7, a 15.6% vacancy rate. Read together, they shape who is forced to sell and how readily the market absorbs it.

Colbert County, Alabama's 27/100 average over 9 ZIPs says Colbert County rewards parcel-by-parcel work rather than a blanket buy. A DLRadar subscription opens every Colbert County parcel: owner, APN and address, a per-parcel score, lender exposure and exit read.

No county is too small to score: Colbert County, Alabama runs through the same foreclosure, tax, lien and bank-stress model as every major metro, so Colbert County's numbers mean exactly what they mean anywhere else in Alabama.

Read Colbert County, Alabama as a heat map for effort — the county's low composite of 27/100 hides wide ZIP-level variation, and the return comes from chasing the hot ZIPs, not the average. What supports the Colbert County read is documentary: filings from the recorder and courts, federal price and bank data, and blanks wherever coverage is thin.

The ZIP breakdown for Colbert County leads with 35616 (31/100), 35646 (31/100), 35660 (31/100), 35661 (31/100), 35674 (31/100), 35672 (28/100). DLRadar also scores 35653, 35654, 38852 across the county. Because each ZIP is graded on its own foreclosure, tax and lender record, the county's distress is best read code by code rather than as a single number.

DLRadar's composite for Colbert County blends several independent signals — foreclosure and pre-foreclosure filings, mortgage stress, tax delinquency and liens, and the bank-stress headwind of the lenders operating locally — into one 0–100 score per ZIP, so a market can rank high on one axis and low on another.