ZIP 35646 Property Distress & Foreclosure Data

Composite property distress in 35646 (Colbert County, Alabama) lands at 32/100 — moderate on DLRadar's public-record scoring. Structural risk reads 70/100 against active distress of 7/100. The sharpest non-environmental signals are structural risk (70/100), construction/permit lag (63/100), institutional ownership (60/100). On the quiet end sit mortgage stress (24/100). Environmental exposure also runs high (FEMA disaster exposure (83/100), climate & FEMA risk (79/100), flood (NFIP) exposure (69/100)).

The peak-phase market in 35646 posted values that rose 4.7% over the year, and 56% higher over three years, at 48/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Population is roughly 4,005 with a median age of 55. The tenure split is 85% owner-occupied to 15% rented. On demographic stress specifically, 35646 scores 27/100. Rent burden reaches 40% of tenant households. A median home runs $142,900 here, or 2.0 times local income. There are about 2,266 housing units across 35646. Roughly 12.1% live below the poverty line. About 8% have a four-year degree. Vacancy runs 18.3%, above the national norm and a classic distress-and-opportunity signal. Households earn a median $58,407 — below the roughly $78,000 national figure.

On the whole, 35646 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.