ZIP 35654 Property Distress & Foreclosure Data

DLRadar grades ZIP 35654 (Franklin County, Alabama) at a low 25/100 for overall property distress. Property-level stress concentrates in construction/permit lag (56/100), structural risk (53/100), institutional ownership (48/100). By contrast, mortgage stress (20/100) register low. It additionally carries heavy environmental risk: FEMA disaster exposure (83/100), climate & FEMA risk (63/100). The latent-versus-live split is 53/100 structural and 6/100 already moving.

The market reads peak — home values rose 3.3% year on year, and 17% higher over three years (phase confidence 34/100). Topping markets hide individual distress behind strong averages.

Median household income is $54,375, below the U.S. median near $78,000. Home values center near $172,800, an affordability ratio of 2.9× — accessible. Around 35% of renters are cost-burdened. Educational attainment sits at 9% bachelor's-or-above. The vacancy rate is 15.2% — elevated. Owners hold 67% of homes, renters 33%. 16.2% of residents fall below the poverty threshold. The ZIP holds roughly 3,871 housing units. DLRadar's demographic-stress index for the area reads 32/100. About 8,396 people live here, median age 38.

Net-net, 35654 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.