ZIP 35651 Foreclosure, Tax-Lien & Distress Report
Lawrence County, Alabama · High Vacancy market
Lawrence County, Alabama's ZIP 35651 registers 24/100 composite distress, which DLRadar reads as low. The latent-versus-live split is 51/100 structural and 7/100 already moving. The pressure is most legible in institutional ownership (60/100), structural risk (51/100), mortgage stress (24/100). By contrast, mortgage stress (24/100) register low. It additionally carries heavy environmental risk: flood (NFIP) exposure (81/100), FEMA disaster exposure (78/100), climate & FEMA risk (65/100).
Prices here sit in a peak phase: values rose 1.3% over the trailing year (phase confidence 26/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.
There are about 665 housing units across 35651. A median home runs $168,600 here, or 2.4 times local income. Around 0% of renters are cost-burdened. Educational attainment sits at 33% bachelor's-or-above. 1,386 residents call 35651 home, typically aged 46. The poverty rate is 14.9%. 86% of housing is owner-occupied. The demographic-stress sub-score lands at 21/100. The vacancy rate is 18.0% — elevated. Households earn a median $75,938 — near the roughly $78,000 national figure.
On the whole, 35651 leans distressed, with opportunity clustered in specific stressed parcels. There is no property file for 35651 at the moment; the composite and its components are still built from verifiable public records.
Because one deterministic model scores every ZIP, 35651's 24/100 can be lined up against any neighbor in Lawrence County, Alabama or any ZIP coast to coast. Where the public record is thin for 35651, the field stays empty rather than modeled, and fills in as new documents post.
Behind 35651's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. For an operator, 35651 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.
Signal-by-signal read on 35651
Tax delinquency, institutional ownership, insurance pressure, NFIP/flood, construction lag, price dislocation and auction velocity — plus the 0 individual distressed properties — each with owner, address, APN, its own distress score and an exit read — are in the full report.
Snapshot: 35651 by the numbers
The live 35651 panel — distress score, market phase, housing and bank pressure — as attached to every individual property.
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The complete 35651 distress and acquisition report
Pull every distressed parcel in 35651 — owner, address, APN, distress score, lender exposure and exit read — with funding and closing one click away. Nationwide coverage, continuously updated.
No modelling: every input is a public record · methodology