Lawrence County, AL: Foreclosures, Tax Liens & Distressed Properties

Lawrence County, AL, Alabama: 10 ZIP codes scored, Lawrence County, AL averaging 27/100 (low, Lawrence, AL), from 22 to 29. Lawrence County, AL is in its peak phase (Lawrence, AL confidence 26/100): Lawrence, AL home prices up 1.3% (Lawrence, AL) over twelve months. Lawrence County, AL lender headwind: 90/100.

Highest-scoring Lawrence County, AL ZIPs: 35618 (29/100), 35643 (29/100), 35650 (29/100), 35651 (29/100), 35672 (29/100), 35565 (28/100). Also scored in Lawrence County, AL: 35654, 35619, 35673, 35603.

Across Lawrence County, AL's scored ZIPs: median home value $161,580, household income $65,172, 15.1% vacancy, 14.7% poverty, 79% owner-occupied, median age 43.0.

Lawrence County, AL insurance distress 84/100 (#246 in the US); FEMA hazard 87/100 for Lawrence, AL; 3 federal disaster declarations in Lawrence County, AL since 2023 (3 hurricane); 8 Lawrence, AL NFIP flood claims, $227K paid; Lawrence, AL construction distress 41/100.

4 banks with 7 branches lend in Lawrence County, AL; Lawrence, AL weighted bank stress 79/100, highest 94/100 in Lawrence, AL.

Lawrence County, AL unemployment 3.2% (Lawrence, AL +0.4 pts, six months); 3 new housing units permitted in Lawrence County, AL over twelve months, Lawrence, AL up 0% from 3; Lawrence, AL home prices +11.0% a year (Lawrence, AL) over three years.

15,403 housing units in Lawrence County, AL; 2,443 Lawrence, AL renter households; 24% of Lawrence, AL renters spend 30%+ of income on rent, 9% (Lawrence, AL) half or more.

Lawrence County, AL ranks #784 nationally on the opportunity index (Lawrence, AL, among all ranked counties); Lawrence, AL scores 32.0/100 and Lawrence, AL sits #33 inside Alabama. Lawrence, AL is in the watchlist opportunity phase; Lawrence, AL's primary driver is vacancy, Lawrence, AL second driver bank institutional; Lawrence, AL moved up 402 places. 3 short-sale listings across Lawrence, AL; 59 days on market observed in Lawrence, AL; 14.5% vacancy over 10 Lawrence, AL ZIPs.

No CFPB county sample covers Lawrence County, AL. The metro area reading for Lawrence, AL (Decatur, AL): 0.9% ninety-plus days late; Lawrence, AL's thirty-to-eighty-nine share is 3.1% (Lawrence, AL, December 2025 data); Alabama overall 1.1%.

Lawrence County, AL has 4 watched banks; 4 Lawrence, AL banks sit in an elevated band. Lawrence, AL footprints: Bank Independent (3 branches, stress 77) in Lawrence, AL; Cb&S Bank Inc (2 branches, stress 87) in Lawrence, AL; First Southern Bank (1 branch, stress 94) in Lawrence, AL.

HUD lists 2 assisted multifamily properties in Lawrence County, AL with 51 units; 50 Lawrence, AL units are assisted, 1 Lawrence, AL properties under project-based Section 8.

1,776 of the 15,403 housing units in Lawrence, AL sit vacant. Lawrence County, AL permitted 0 multifamily units in twelve months; Lawrence, AL's one-to-four unit structures added 3 units in Lawrence County, AL.