ZIP 35618 Property Distress & Foreclosure Data

DLRadar grades ZIP 35618 (Lawrence County, Alabama) at a moderate 33/100 for overall property distress. Property-level stress concentrates in construction/permit lag (90/100), structural risk (75/100), institutional ownership (63/100). By contrast, mortgage stress (24/100) register low. It additionally carries heavy environmental risk: FEMA disaster exposure (83/100), flood (NFIP) exposure (81/100), climate & FEMA risk (65/100). The latent-versus-live split is 75/100 structural and 7/100 already moving.

The market reads contraction — home values fell 1.0% year on year, 3.6% off the recent peak (phase confidence 57/100). A cooling market tends to open discount-to-value windows.

The vacancy rate is 17.9% — elevated. 23.3% of residents fall below the poverty threshold. Home values center near $104,000, an affordability ratio of 2.5× — accessible. Educational attainment sits at 12% bachelor's-or-above. The ZIP holds roughly 1,057 housing units. Owners hold 74% of homes, renters 26%. Median household income is $42,181, below the U.S. median near $78,000. DLRadar's demographic-stress index for the area reads 30/100. Around 26% of renters are cost-burdened. About 1,752 people live here, median age 46.

Net-net, 35618 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

33/100
Composite stress
75/100
Structural risk
7/100
Distress activity

Distress signal breakdown — ZIP 35618

Foreclosure activity0
Mortgage stress24
Climate / FEMA risk65
+9 more distress dimensions scored for this ZIP

Tax delinquency, institutional ownership, insurance pressure, NFIP/flood, construction lag, price dislocation and auction velocity — plus the 0 individual distressed properties (owner, address, APN, per-property score and exit read) are in the full DLRadar report.

Nearby ZIPs in Lawrence County

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