ZIP 35643 Foreclosure, Tax-Lien & Distress Report
Lawrence County, Alabama · Affordable market
Scored on a fixed 0-100 scale, 35643 (Lawrence County, Alabama) returns a low composite of 28/100. Climate and flood risk are elevated too — flood (NFIP) exposure (80/100), FEMA disaster exposure (75/100), climate & FEMA risk (65/100). On the structural side it scores 63/100, with 7/100 of stress already active. The most distinctive pressure shows up in structural risk (63/100), institutional ownership (58/100), construction/permit lag (50/100). mortgage stress (24/100) stay muted.
The peak-phase market in 35643 posted values that rose 1.3% over the year, and 46% higher over three years, at 26/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.
Vacancy runs 8.6%. There are about 1,324 housing units across 35643. DLRadar's demographic-stress index for the area reads 21/100. Educational attainment sits at 14% bachelor's-or-above. Rent burden reaches 0% of tenant households. The tenure split is 85% owner-occupied to 15% rented. At $51,055, median income runs below typical U.S. levels. About 3,088 people live here, median age 47. The poverty rate is 13.1%. Home values center near $124,200, an affordability ratio of 2.2× — accessible.
Net-net, 35643 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.
The number is not local guesswork: 35643's 28/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. 35643 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.
The 28/100 for 35643 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. Practically, 35643 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.
ZIP 35643 distress signals, scored
Delinquency on tax, investor concentration, insurance pressure, NFIP flood, lagging construction, price dislocation and sale velocity — and the 0 individual distressed properties are listed in full, with owner, address, APN, per-parcel score and exit-velocity read.
ZIP 35643 Stress Report snapshot
The live 35643 panel — distress score, market phase, housing and bank pressure — as attached to every individual property.
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Get the full acquisition report for 35643
Every distressed parcel in 35643 comes with owner and address, APN, its own distress score, bank exposure and an exit-velocity read — plus a one-click path to owner and lender records, refreshed continuously nationwide.
Each signal above is traceable to an open dataset · methodology