ZIP 35643 Property Distress & Foreclosure Data

ZIP code 35643 in Lawrence County, Alabama carries a composite property-distress score of 33/100 — a moderate reading on DLRadar's deterministic public-record index. Environmental exposure also runs high (FEMA disaster exposure (83/100), flood (NFIP) exposure (81/100), climate & FEMA risk (65/100)). The latent-versus-live split is 75/100 structural and 7/100 already moving. What sets it apart are the readings on construction/permit lag (90/100), structural risk (75/100), institutional ownership (63/100). On the quiet end sit mortgage stress (24/100).

The contraction-phase market in 35643 posted values that fell 1.0% over the year, 3.6% off the recent peak, and 46% higher over three years (phase confidence 57/100). Softening prices widen the spread between distressed and market value — what acquisition buyers watch for.

The vacancy rate is 8.6%. The ZIP holds roughly 1,324 housing units. On demographic stress specifically, 35643 scores 21/100. About 14% have a four-year degree. Around 0% of renters are cost-burdened. The tenure split is 85% owner-occupied to 15% rented. Households earn a median $51,055 — below the roughly $78,000 national figure. Population is roughly 3,088 with a median age of 47. Roughly 13.1% live below the poverty line. A median home runs $124,200 here, or 2.2 times local income.

On the whole, 35643 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.