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ZIP 35643 Foreclosure, Tax-Lien & Distress Report

Lawrence County, Alabama · Affordable market

Scored purely from public records, 35643 (Lawrence County, Alabama) returns a low composite of 24/100. Climate and flood risk are elevated too — flood (NFIP) exposure (81/100), FEMA disaster exposure (78/100), climate & FEMA risk (65/100). On the structural side it scores 51/100, with 7/100 of stress already active. The most distinctive pressure shows up in institutional ownership (60/100), structural risk (51/100), mortgage stress (24/100). mortgage stress (24/100) stay muted.

The peak-phase market in 35643 posted values that rose 1.3% over the year, and 46% higher over three years, at 26/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Vacancy runs 8.6%. There are about 1,324 housing units across 35643. DLRadar's demographic-stress index for the area reads 21/100. Educational attainment sits at 14% bachelor's-or-above. Rent burden reaches 0% of tenant households. The tenure split is 85% owner-occupied to 15% rented. At $51,055, median income runs below typical U.S. levels. About 3,088 people live here, median age 47. The poverty rate is 13.1%. Home values center near $124,200, an affordability ratio of 2.2× — accessible.

Net-net, 35643 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

The number is not local guesswork: 35643's 24/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. 35643 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.

The 24/100 for 35643 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. Practically, 35643 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.

24/100
Composite stress
51/100
Structural risk
7/100
Distress activity

ZIP 35643 distress signals, scored

Foreclosure activity0
Mortgage stress24
Climate / FEMA risk65
Nine more distress signals are scored here

Delinquency on tax, investor concentration, insurance pressure, NFIP flood, lagging construction, price dislocation and sale velocity — and the 0 individual distressed properties are listed in full, with owner, address, APN, per-parcel score and exit-velocity read.

ZIP 35643 Stress Report snapshot

The live 35643 panel — distress score, market phase, housing and bank pressure — as attached to every individual property.

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Every distressed parcel in 35643 comes with owner and address, APN, its own distress score, bank exposure and an exit-velocity read — plus a one-click path to funding and closing, refreshed continuously nationwide.

Each signal above is traceable to an open dataset · methodology

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