ZIP 35601 Foreclosure, Tax-Lien & Distress Report

DLRadar grades ZIP 35601 (Morgan County, Alabama) at a low 21/100 for overall property distress. Leading the profile are institutional ownership (43/100), structural risk (43/100), mortgage stress (18/100). On the quiet end sit mortgage stress (18/100). The latent-versus-live split is 43/100 structural and 5/100 already moving. Climate and flood risk are elevated too — climate & FEMA risk (88/100), FEMA disaster exposure (78/100).

The peak-phase market in 35601 posted values that rose 1.3% over the year, and 7% higher over three years, at 26/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

17.1% of residents fall below the poverty threshold. 36,008 residents call 35601 home, typically aged 37. Around 36% of renters are cost-burdened. There are about 15,048 housing units across 35601. Median household income is $50,216, below the U.S. median near $78,000. On demographic stress specifically, 35601 scores 32/100. About 18% have a four-year degree. A median home runs $172,200 here, or 3.0 times local income. Vacancy runs 8.6%. Owners hold 58% of homes, renters 42%.

Overall, 35601 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Parcel-level detail for 35601 is not published yet -- the ZIP-level readings above remain fully sourced to public records.

Big metro or rural, 35601 runs through one identical public-record model, so its 21/100 sits on the same scale as every other ZIP in Morgan County, Alabama and the nation. Every figure is auditable to a public dataset and refreshed on ingest; 35601 shows blanks, not estimates, wherever the record is sparse.

Each component behind 35601 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 21/100 roll-up. The point of the 35601 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.