ZIP 35775 Property Distress & Foreclosure Data

In Morgan County, Alabama, ZIP 35775 scores 26 of 100 for composite distress, a low level on DLRadar's public-record index. Environmental exposure also runs high (climate & FEMA risk (88/100), FEMA disaster exposure (83/100)). The latent-versus-live split is 53/100 structural and 5/100 already moving. Its standout signals are structural risk (53/100), institutional ownership (45/100), construction/permit lag (37/100). On the quiet end sit construction/permit lag (37/100) and mortgage stress (18/100).

The contraction-phase market in 35775 posted values that fell 1.0% over the year, 3.6% off the recent peak (phase confidence 57/100). Softening prices widen the spread between distressed and market value — what acquisition buyers watch for.

On demographic stress specifically, 35775 scores 21/100. A median home runs $106,100 here, or 1.7 times local income. Roughly 4.1% live below the poverty line, a low share typical of higher-equity areas. Households earn a median $43,935 — below the roughly $78,000 national figure. About 0% have a four-year degree. The ZIP holds roughly 244 housing units. Population is roughly 395 with a median age of 63. The vacancy rate is 22.7% — elevated. The tenure split is 100% owner-occupied to 0% rented.

On the whole, 35775 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.