ZIP 35775 Foreclosure, Tax-Lien & Distress Report

ZIP 35775's composite property-distress score is 22/100 - DLRadar classes that as low for Morgan County, Alabama. Climate and flood risk are elevated too — climate & FEMA risk (88/100), FEMA disaster exposure (87/100). On the structural side it scores 43/100, with 5/100 of stress already active. Its heaviest discrete signals: structural risk (43/100), institutional ownership (41/100), mortgage stress (18/100). On the quiet end sit mortgage stress (18/100).

Prices here sit in a peak phase: values rose 1.3% over the trailing year, at 26/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

The demographic-stress sub-score lands at 33/100. The typical home is worth about $106,100 (1.7× income, relatively affordable). Roughly 4.1% live below the poverty line, a low share typical of higher-equity areas. Households earn a median $43,935 — below the roughly $78,000 national figure. About 0% have a four-year degree. There are about 244 housing units across 35775. Population is roughly 395 with a median age of 63. The vacancy rate is 22.7% — elevated. The tenure split is 100% owner-occupied to 0% rented.

Net-net, 35775 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. 35775 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

Big metro or rural, 35775 runs through one identical scoring model, so its 22/100 sits on the same scale as every other ZIP in Morgan County, Alabama and the nation. Nothing here is interpolated — where a source is thin for 35775, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

35775's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. The point of the 35775 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.