Morgan County, AL: Foreclosures, Tax Liens & Distressed Properties

Morgan County, AL, Alabama: 16 ZIP codes scored, Morgan County, AL averaging 23/100 (low, Morgan, AL), from 20 to 29. Morgan County, AL is in its peak phase (Morgan, AL confidence 26/100): Morgan, AL home prices up 1.3% (Morgan, AL) over twelve months. Morgan County, AL lender headwind: 35/100.

Highest-scoring Morgan County, AL ZIPs: 35650 (29/100), 35175 (25/100), 35016 (24/100), 35619 (23/100), 35673 (23/100), 35601 (22/100). Also scored in Morgan County, AL: 35603, 35621, 35622, 35640, 35670, 35754, 35775, 35019, 35087, 35179.

Across Morgan County, AL's scored ZIPs: median home value $187,563, household income $64,703, 11.1% vacancy, 13.4% poverty, 82% owner-occupied, median age 42.3.

Morgan County, AL insurance distress 44/100 (#1,255 in the US); FEMA hazard 87/100 for Morgan, AL; 3 federal disaster declarations in Morgan County, AL since 2023 (3 hurricane).

15 banks with 31 branches lend in Morgan County, AL; Morgan, AL weighted bank stress 58/100, highest 87/100 in Morgan, AL.

Morgan County, AL unemployment 2.9% (Morgan, AL +0.1 pts, six months); 431 new housing units permitted in Morgan County, AL over twelve months, Morgan, AL up 79% from 241; Morgan, AL home prices +10.1% a year (Morgan, AL) over three years.

53,905 housing units in Morgan County, AL; 13,404 Morgan, AL renter households; 37% of Morgan, AL renters spend 30%+ of income on rent, 19% (Morgan, AL) half or more.

Morgan County, AL ranks #2,083 nationally on the opportunity index (Morgan, AL, among all ranked counties); Morgan, AL scores 27.4/100 and Morgan, AL sits #64 inside Alabama. Morgan, AL is in the weak opportunity phase; Morgan, AL's primary driver is bank institutional, Morgan, AL second driver vacancy; Morgan, AL moved up 666 places. 11 short-sale listings across Morgan, AL; 79 days on market observed in Morgan, AL; 8.7% vacancy over 16 Morgan, AL ZIPs.

No CFPB county sample covers Morgan County, AL. The metro area reading for Morgan, AL (Decatur, AL): 0.9% ninety-plus days late; Morgan, AL's thirty-to-eighty-nine share is 3.1% (Morgan, AL, December 2025 data); Alabama overall 1.1%.

Morgan County, AL has 8 watched banks; 8 Morgan, AL banks sit in an elevated band. Morgan, AL footprints: Peoples Bank Of Alabama (5 branches, stress 52) in Morgan, AL; Bank Independent (4 branches, stress 77) in Morgan, AL; Regions Bank (3 branches, stress 57) in Morgan, AL.

HUD lists 7 assisted multifamily properties in Morgan County, AL with 307 units; 304 Morgan, AL units are assisted, 4 Morgan, AL properties under project-based Section 8.

4,865 of the 53,905 housing units in Morgan, AL sit vacant. Morgan County, AL permitted 53 multifamily units in twelve months; Morgan, AL's one-to-four unit structures added 378 units in Morgan County, AL.