ZIP 35824 Foreclosure, Tax-Lien & Distress Report
Madison County, Alabama · Distress market
In Madison County, Alabama, ZIP 35824 scores 32 of 100 for composite distress, a moderate level on DLRadar's public-record index. On the structural side it scores 71/100, with 7/100 of stress already active. The most distinctive pressure shows up in structural risk (71/100), institutional ownership (59/100), construction/permit lag (46/100). By contrast, mortgage stress (23/100) register low. It additionally carries heavy environmental risk: climate & FEMA risk (95/100), FEMA disaster exposure (78/100), flood (NFIP) exposure (74/100).
The market reads peak — home values rose 2.9% year on year, and 5% higher over three years, at 16/100 phase confidence. Topping markets hide individual distress behind strong averages.
9,690 residents call 35824 home, typically aged 41. Roughly 12.9% live below the poverty line. Home values center near $390,300, an affordability ratio of 4.1×. Rent burden reaches 31% of tenant households. The ZIP holds roughly 5,043 housing units. About 63% have a four-year degree. Vacancy runs 8.9%. At $93,066, median income runs above typical U.S. levels. The tenure split is 55% owner-occupied to 45% rented. DLRadar's demographic-stress index for the area reads 29/100.
On balance 35824 is mixed, rewarding parcel-by-parcel screening over broad assumptions. 35824 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.
The number is not local guesswork: 35824's 32/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. 35824 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.
The 32/100 for 35824 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. Treat 35824 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.
ZIP 35824 distress signals, scored
Tax arrears, institutional buyers, insurance load, flood exposure, stalled construction, dislocated pricing and auction velocity — together with the 0 individual distressed properties come with owner, address, APN, an individual score and an exit read in the complete report.
ZIP 35824 Stress Report snapshot
Live ZIP-level distress, market-phase, housing and bank-pressure read — the same report attached to every property.
Other Madison County ZIP codes
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Deterministic. Every signal traces to a public dataset · methodology