ZIP 35805 Foreclosure, Tax-Lien & Distress Report

Composite property distress in 35805 (Madison County, Alabama) lands at 32/100 — moderate on DLRadar's distress scoring. The pressure is most legible in structural risk (70/100), institutional ownership (58/100), construction/permit lag (41/100). mortgage stress (23/100) stay muted. Structurally it carries 70/100, against 7/100 of stress already in motion. Environmental exposure also runs high (climate & FEMA risk (95/100), flood (NFIP) exposure (83/100), FEMA disaster exposure (74/100)).

The peak-phase market in 35805 posted values that rose 2.9% over the year, and 13% higher over three years (phase confidence 16/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

The vacancy rate is 11.9% — elevated. The demographic-stress sub-score lands at 40/100. 33.6% of residents fall below the poverty threshold. Rent burden reaches 47% of tenant households. The ZIP holds roughly 10,953 housing units. Educational attainment sits at 18% bachelor's-or-above. Median household income is $31,247, below the U.S. median near $78,000. Population is roughly 21,006 with a median age of 32. Owners hold 34% of homes, renters 66%. A median home runs $137,800 here, or 3.5 times local income.

Net-net, 35805 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. There is no property file for 35805 at the moment; the composite and its components are still built from verifiable records.

The number is not local guesswork: 35805's 32/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. Where the record is thin for 35805, the field stays empty rather than modeled, and fills in as new documents post.

35805's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. Treat 35805 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.