ZIP 35805 Property Distress & Foreclosure Data

ZIP code 35805 in Madison County, Alabama carries a composite property-distress score of 35/100 — a moderate reading on DLRadar's deterministic public-record index. What sets it apart are the readings on structural risk (76/100), construction/permit lag (64/100), institutional ownership (61/100). On the quiet end sit mortgage stress (23/100). The latent-versus-live split is 76/100 structural and 7/100 already moving. Environmental exposure also runs high (climate & FEMA risk (95/100), FEMA disaster exposure (83/100), flood (NFIP) exposure (74/100)).

The peak-phase market in 35805 posted values that rose 3.6% over the year, and 13% higher over three years (phase confidence 33/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

The vacancy rate is 11.9% — elevated. On demographic stress specifically, 35805 scores 40/100. Roughly 33.6% live below the poverty line, elevated and often tied to deferred-maintenance inventory. Around 47% of renters are cost-burdened. The ZIP holds roughly 10,953 housing units. About 18% have a four-year degree. Households earn a median $31,247 — below the roughly $78,000 national figure. Population is roughly 21,006 with a median age of 32. The tenure split is 34% owner-occupied to 66% rented. A median home runs $137,800 here, or 3.5 times local income.

On the whole, 35805 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.