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ZIP 35802 Foreclosure, Tax-Lien & Distress Report

Madison County, Alabama · Distress market

DLRadar grades ZIP 35802 (Madison County, Alabama) at a moderate 32/100 for overall property distress. Structural risk reads 71/100 against active distress of 7/100. Environmental exposure also runs high (climate & FEMA risk (95/100), FEMA disaster exposure (78/100), flood (NFIP) exposure (74/100)). Leading the profile are structural risk (71/100), institutional ownership (59/100), construction/permit lag (46/100). By contrast, mortgage stress (23/100) register low.

Prices here sit in a peak phase: values rose 2.9% over the trailing year, and 13% higher over three years, at 16/100 phase confidence. Topping markets hide individual distress behind strong averages.

23,304 residents call 35802 home, typically aged 42. The tenure split is 53% owner-occupied to 47% rented. On demographic stress specifically, 35802 scores 30/100. Around 35% of renters are cost-burdened. Home values center near $334,100, an affordability ratio of 4.4×. Educational attainment sits at 51% bachelor's-or-above. The vacancy rate is 7.6%. There are about 12,417 housing units across 35802. Households earn a median $72,195 — near the roughly $78,000 national figure. 6.8% of residents fall below the poverty threshold.

Overall, 35802 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Parcel-level detail for 35802 is not published yet -- the ZIP-level readings above remain fully sourced to public records.

The number is not local guesswork: 35802's 32/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. Nothing here is interpolated — where a source is thin for 35802, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

35802's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. In workflow terms, 35802 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.

32/100
Composite stress
71/100
Structural risk
7/100
Distress activity

Signal-by-signal read on 35802

Foreclosure activity0
Mortgage stress23
Climate / FEMA risk95
Nine more distress signals are scored here

Tax-delinquent parcels, institutional ownership, insurance strain, flood risk, construction lag, price dislocation and auction speed — plus the 0 individual distressed properties come with owner, address, APN, an individual score and an exit read in the complete report.

Snapshot: 35802 by the numbers

The live 35802 panel — distress score, market phase, housing and bank pressure — as attached to every individual property.

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Each signal above is traceable to an open dataset · methodology

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