ZIP 35802 Property Distress & Foreclosure Data

DLRadar grades ZIP 35802 (Madison County, Alabama) at a moderate 35/100 for overall property distress. Structural exposure scores 76 and live distress 7 on the 0–100 scale. Environmental exposure also runs high (climate & FEMA risk (95/100), FEMA disaster exposure (83/100), flood (NFIP) exposure (74/100)). Property-level stress concentrates in structural risk (76/100), construction/permit lag (64/100), institutional ownership (61/100). On the quiet end sit mortgage stress (23/100).

The peak-phase market in 35802 posted values that rose 3.6% over the year, and 13% higher over three years, at 33/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Population is roughly 23,304 with a median age of 42. The tenure split is 53% owner-occupied to 47% rented. On demographic stress specifically, 35802 scores 30/100. Rent burden reaches 35% of tenant households. A median home runs $334,100 here, or 4.4 times local income. About 51% have a four-year degree. Vacancy runs 7.6%. There are about 12,417 housing units across 35802. Households earn a median $72,195 — near the roughly $78,000 national figure. Roughly 6.8% live below the poverty line, a low share typical of higher-equity areas.

On balance 35802 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.