ZIP 35811 Property Distress & Foreclosure Data

DLRadar grades ZIP 35811 (Madison County, Alabama) at a moderate 35/100 for overall property distress. Environmental exposure also runs high (climate & FEMA risk (95/100), FEMA disaster exposure (83/100), flood (NFIP) exposure (74/100)). Property-level stress concentrates in structural risk (76/100), construction/permit lag (64/100), institutional ownership (61/100). On the quiet end sit mortgage stress (23/100). Structural risk reads 76/100 against active distress of 7/100.

The peak-phase market in 35811 posted values that rose 3.6% over the year, and 8% higher over three years, at 33/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

There are about 12,408 housing units across 35811. Households earn a median $92,361 — above the roughly $78,000 national figure. The tenure split is 78% owner-occupied to 22% rented. Vacancy runs 8.6%. Population is roughly 29,748 with a median age of 37. Rent burden reaches 37% of tenant households. Roughly 12.0% live below the poverty line. On demographic stress specifically, 35811 scores 26/100. A median home runs $281,100 here, or 2.7 times local income. About 35% have a four-year degree.

On balance 35811 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.