ZIP 35741 Foreclosure, Tax-Lien & Distress Report

Madison County, Alabama's ZIP 35741 registers 35/100 composite distress, which DLRadar reads as moderate. It additionally carries heavy environmental risk: climate & FEMA risk (95/100), FEMA disaster exposure (83/100), flood (NFIP) exposure (74/100). The most distinctive pressure shows up in structural risk (76/100), construction/permit lag (64/100), institutional ownership (61/100). By contrast, mortgage stress (23/100) register low. Structural risk reads 76/100 against active distress of 7/100.

The market reads peak — home values rose 3.6% year on year, and 1% higher over three years, at 33/100 phase confidence. Topping markets hide individual distress behind strong averages.

Home values center near $381,900, an affordability ratio of 3.1× — accessible. Median household income is $93,750, above the U.S. median near $78,000. About 4,292 people live here, median age 52. There are about 1,943 housing units across 35741. Owners hold 81% of homes, renters 19%. Vacancy runs 1.8%. Educational attainment sits at 66% bachelor's-or-above. 5.4% of residents fall below the poverty threshold. DLRadar's demographic-stress index for the area reads 20/100. Rent burden reaches 23% of tenant households.

Net-net, 35741 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.