ZIP 35810 Property Distress & Foreclosure Data

In Madison County, Alabama, ZIP 35810 scores 35 of 100 for composite distress, a moderate level on DLRadar's public-record index. Its standout signals are structural risk (76/100), construction/permit lag (64/100), institutional ownership (61/100). By contrast, mortgage stress (23/100) register low. On the structural side it scores 76/100, with 7/100 of stress already active. It additionally carries heavy environmental risk: climate & FEMA risk (95/100), FEMA disaster exposure (83/100), flood (NFIP) exposure (74/100).

The market reads peak — home values rose 3.6% year on year, and 11% higher over three years (phase confidence 33/100). Topping markets hide individual distress behind strong averages.

Median household income is $46,963, below the U.S. median near $78,000. The ZIP holds roughly 13,126 housing units. Around 52% of renters are cost-burdened. The vacancy rate is 9.9%. 21.1% of residents fall below the poverty threshold. About 32,705 people live here, median age 37. Educational attainment sits at 24% bachelor's-or-above. DLRadar's demographic-stress index for the area reads 33/100. Owners hold 66% of homes, renters 34%. Home values center near $150,100, an affordability ratio of 2.7× — accessible.

Net-net, 35810 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.