ZIP 35810 Foreclosure, Tax-Lien & Distress Report

On DLRadar's 0-100 public-record scale, ZIP 35810 in Madison County, Alabama comes in at 32, a moderate composite-distress reading. Its heaviest discrete signals: structural risk (71/100), institutional ownership (59/100), construction/permit lag (46/100). By contrast, mortgage stress (23/100) register low. On the structural side it scores 71/100, with 7/100 of stress already active. Environmental exposure also runs high (climate & FEMA risk (95/100), FEMA disaster exposure (78/100), flood (NFIP) exposure (74/100)).

The peak-phase market in 35810 posted values that rose 2.9% over the year, and 11% higher over three years (phase confidence 16/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Median household income is $46,963, below the U.S. median near $78,000. The ZIP holds roughly 13,126 housing units. Rent burden reaches 52% of tenant households. The vacancy rate is 9.9%. Roughly 21.1% live below the poverty line, elevated and often tied to deferred-maintenance inventory. Population is roughly 32,705 with a median age of 37. Around 24% of adults hold a bachelor's degree or higher. On demographic stress specifically, 35810 scores 33/100. Owners hold 66% of homes, renters 34%. A median home runs $150,100 here, or 2.7 times local income.

On the whole, 35810 leans distressed, with opportunity clustered in specific stressed parcels. 35810 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

The number is not local guesswork: 35810's 32/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. Every figure is auditable to a public dataset and refreshed on ingest; 35810 shows blanks, not estimates, wherever the record is sparse.

Each component behind 35810 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 32/100 roll-up. The point of the 35810 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.