ZIP 35896 Foreclosure, Tax-Lien & Distress Report

Madison County, Alabama · Distress market

ZIP code 35896 in Madison County, Alabama carries a composite property-distress score of 35/100 — a moderate reading on DLRadar's deterministic public-record index. What sets it apart are the readings on structural risk (76/100), construction/permit lag (64/100), institutional ownership (61/100). The latent-versus-live split is 76/100 structural and 0/100 already moving. Climate and flood risk are elevated too — climate & FEMA risk (95/100), FEMA disaster exposure (83/100), flood (NFIP) exposure (74/100).

Prices here sit in a peak phase: values rose 3.6% over the trailing year (phase confidence 33/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

The demographic-stress sub-score lands at 0/100. 532 residents call 35896 home, typically aged 20.

Overall, 35896 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

35/100
Composite stress
76/100
Structural risk
0/100
Distress activity

Distress signal breakdown — ZIP 35896

Foreclosure activity0
Mortgage stress0
Climate / FEMA risk95
+9 more distress dimensions scored for this ZIP

Tax delinquency, institutional ownership, insurance pressure, NFIP/flood, construction lag, price dislocation and auction velocity — plus the 0 individual distressed properties (owner, address, APN, per-property score and exit read) are in the full DLRadar report.

ZIP 35896 Stress Report snapshot

Live ZIP-level distress, market-phase, housing and bank-pressure read — the same report attached to every property.

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Deterministic. Every signal traces to a public dataset · methodology