ZIP 35806 Foreclosure, Tax-Lien & Distress Report

ZIP 35806's composite property-distress score is 32/100 - DLRadar classes that as moderate for Madison County, Alabama. Latent structural risk is 71/100 while live distress already moving reads 7/100. Environmental exposure also runs high (climate & FEMA risk (95/100), FEMA disaster exposure (78/100), flood (NFIP) exposure (74/100)). Its standout signals are structural risk (71/100), institutional ownership (59/100), construction/permit lag (46/100). mortgage stress (23/100) stay muted.

The peak-phase market in 35806 posted values that rose 2.9% over the year, and 11% higher over three years (phase confidence 16/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Owners hold 48% of homes, renters 52%. Around 61% of adults hold a bachelor's degree or higher. Population is roughly 28,443 with a median age of 32. On demographic stress specifically, 35806 scores 29/100. Vacancy runs 6.3%. 10.7% of residents fall below the poverty threshold. There are about 15,041 housing units across 35806. Rent burden reaches 34% of tenant households. The typical home is worth about $347,700 (4.0× income). At $79,338, median income runs near typical U.S. levels.

On balance 35806 is mixed, rewarding parcel-by-parcel screening over broad assumptions. There is no property file for 35806 at the moment; the composite and its components are still built from verifiable public records.

Whether 35806 runs hot or quiet, its 32/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 35806 can be compared directly against any other ZIP in Madison County, Alabama or nationwide. Sparse data for 35806 shows as blanks, never estimates, and the score updates on every fresh public filing.

Each component behind 35806 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 32/100 roll-up. For an operator, 35806 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.