ZIP 35764 Property Distress & Foreclosure Data

Jackson County, Alabama's ZIP 35764 registers 25/100 composite distress, which DLRadar reads as low. The most distinctive pressure shows up in structural risk (54/100), institutional ownership (49/100), construction/permit lag (43/100). mortgage stress (20/100) stay muted. The latent-versus-live split is 54/100 structural and 6/100 already moving. Climate and flood risk are elevated too — FEMA disaster exposure (83/100), climate & FEMA risk (75/100).

Prices here sit in a peak phase: values rose 3.5% over the trailing year (phase confidence 32/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

At $40,321, median income runs below typical U.S. levels. The demographic-stress sub-score lands at 34/100. Around 79% of renters are cost-burdened. Around 2% of adults hold a bachelor's degree or higher. The poverty rate is 8.5%. The ZIP holds roughly 315 housing units. 86% of housing is owner-occupied. 529 residents call 35764 home, typically aged 64. The typical home is worth about $115,600 (2.1× income, relatively affordable). The vacancy rate is 26.1% — elevated.

Taken together, 35764 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.