ZIP 35764 Foreclosure, Tax-Lien & Distress Report

ZIP 35764's composite property-distress score is 25/100 - DLRadar classes that as low for Jackson County, Alabama. Its standout signals are structural risk (54/100), institutional ownership (47/100), construction/permit lag (46/100). mortgage stress (20/100) stay muted. Structural risk reads 54/100 against active distress of 6/100. Climate and flood risk are elevated too — FEMA disaster exposure (78/100), climate & FEMA risk (75/100).

The market reads peak — home values rose 3.2% year on year (phase confidence 22/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Median household income is $40,321, below the U.S. median near $78,000. On demographic stress specifically, 35764 scores 34/100. Rent burden reaches 79% of tenant households. About 2% have a four-year degree. 8.5% of residents fall below the poverty threshold. There are about 315 housing units across 35764. The tenure split is 86% owner-occupied to 14% rented. 529 residents call 35764 home, typically aged 64. A median home runs $115,600 here, or 2.1 times local income. The vacancy rate is 26.1% — elevated.

On the whole, 35764 leans distressed, with opportunity clustered in specific stressed parcels. There is no property file for 35764 at the moment; the composite and its components are still built from verifiable public records.

Big metro or rural, 35764 runs through one identical public-record model, so its 25/100 sits on the same scale as every other ZIP in Jackson County, Alabama and the nation. Sparse data for 35764 shows as blanks, never estimates, and the score updates on every fresh public filing.

The 25/100 for 35764 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. For a buyer, 35764 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.