Jackson County, AL: Foreclosures, Tax Liens & Distressed Properties

Jackson County, AL, Alabama: 22 ZIP codes scored, Jackson County, AL averaging 25/100 (low, Jackson, AL), from 22 to 32. Jackson County, AL is in its peak phase (Jackson, AL confidence 22/100): Jackson, AL home prices up 3.2% (Jackson, AL) over twelve months. Jackson County, AL lender headwind: 41/100.

Highest-scoring Jackson County, AL ZIPs: 35748 (32/100), 35971 (27/100), 35978 (26/100), 35979 (26/100), 35740 (25/100), 35744 (25/100). Also scored in Jackson County, AL: 35745, 35746, 35751, 35752, 35764, 35765, 35766, 35768, 35771, 35772.

Across Jackson County, AL's scored ZIPs: median home value $170,795, household income $57,970, 19.2% vacancy, 16.3% poverty, 80% owner-occupied, median age 46.1.

Jackson County, AL insurance distress 58/100 (#939 in the US); FEMA hazard 87/100 for Jackson, AL; 3 federal disaster declarations in Jackson County, AL since 2023 (3 hurricane); 1 Jackson, AL NFIP flood claims; Jackson, AL construction distress 38/100.

8 banks with 19 branches lend in Jackson County, AL; Jackson, AL weighted bank stress 59/100, highest 89/100 in Jackson, AL.

Jackson County, AL unemployment 3.7% (Jackson, AL +0.1 pts, six months); 53 new housing units permitted in Jackson County, AL over twelve months, Jackson, AL up 10% from 48; Jackson, AL home prices +10.4% a year (Jackson, AL) over three years.

24,914 housing units in Jackson County, AL; 5,288 Jackson, AL renter households; 37% of Jackson, AL renters spend 30%+ of income on rent, 16% (Jackson, AL) half or more.

Jackson County, AL ranks #1,831 nationally on the opportunity index (Jackson, AL, among all ranked counties); Jackson, AL scores 28.3/100 and Jackson, AL sits #62 inside Alabama. Jackson, AL is in the early_signal opportunity phase; Jackson, AL's primary driver is vacancy, Jackson, AL second driver bank institutional; Jackson, AL moved down 141 places. 10 short-sale listings across Jackson, AL; 71 days on market observed in Jackson, AL; 14.7% vacancy over 22 Jackson, AL ZIPs.

No CFPB county sample covers Jackson County, AL. The non-metro area reading for Jackson, AL: 1.6% ninety-plus days late; Jackson, AL's thirty-to-eighty-nine share is 4.7% (Jackson, AL, December 2025 data); Alabama overall 1.1%.

Jackson County, AL has 6 watched banks; 6 Jackson, AL banks sit in an elevated band. Jackson, AL footprints: First Jackson Bank Inc (5 branches, stress 37) in Jackson, AL; First Southern State Bank (4 branches, stress 65) in Jackson, AL; Citizens Bank&Trust (1 branch, stress 89) in Jackson, AL.

HUD lists 2 assisted multifamily properties in Jackson County, AL with 60 units; 59 Jackson, AL units are assisted, 2 Jackson, AL properties under project-based Section 8.

3,119 of the 24,914 housing units in Jackson, AL sit vacant. Jackson County, AL permitted 0 multifamily units in twelve months; Jackson, AL's one-to-four unit structures added 53 units in Jackson County, AL.