ZIP 35744 Foreclosure, Tax-Lien & Distress Report

In Jackson County, Alabama, ZIP 35744 scores 25 of 100 for composite distress, a low level on DLRadar's public-record index. Climate and flood risk are elevated too — FEMA disaster exposure (78/100), climate & FEMA risk (75/100). Structural risk reads 54/100 against active distress of 6/100. Its standout signals are structural risk (54/100), institutional ownership (47/100), construction/permit lag (46/100). On the quiet end sit mortgage stress (20/100).

The market reads peak — home values rose 3.2% year on year, at 22/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

The vacancy rate is 12.2% — elevated. Population is roughly 2,315 with a median age of 43. Roughly 11.8% live below the poverty line. About 9% have a four-year degree. Median household income is $51,761, below the U.S. median near $78,000. The ZIP holds roughly 1,000 housing units. Rent burden reaches 9% of tenant households. A median home runs $157,900 here, or 3.3 times local income. On demographic stress specifically, 35744 scores 28/100. 73% of housing is owner-occupied.

Taken together, 35744 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

Because one deterministic model scores every ZIP, 35744's 25/100 can be lined up against any neighbor in Jackson County, Alabama or any ZIP coast to coast. The score is rebuilt from public data as it updates, so 35744 reflects the current record instead of a stale or modeled snapshot.

Each component behind 35744 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 25/100 roll-up. The point of the 35744 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.