ZIP 35978 Property Distress & Foreclosure Data

In Dekalb County, Alabama, ZIP 35978 scores 26 of 100 for composite distress, a low level on DLRadar's public-record index. It additionally carries heavy environmental risk: FEMA disaster exposure (83/100), climate & FEMA risk (77/100). Its standout signals are structural risk (54/100), construction/permit lag (53/100), institutional ownership (46/100). By contrast, mortgage stress (19/100) register low. Structural exposure scores 54 and live distress 6 on the 0–100 scale.

The market reads peak — home values rose 3.5% year on year, and 1% higher over three years, at 32/100 phase confidence. Topping markets hide individual distress behind strong averages.

Vacancy runs 12.3%, above the national norm and a classic distress-and-opportunity signal. 19.4% of residents fall below the poverty threshold. About 5,964 people live here, median age 38. Rent burden reaches 40% of tenant households. Home values center near $137,100, an affordability ratio of 2.4× — accessible. DLRadar's demographic-stress index for the area reads 31/100. There are about 2,296 housing units across 35978. Median household income is $52,545, below the U.S. median near $78,000. Owners hold 78% of homes, renters 22%. Educational attainment sits at 9% bachelor's-or-above.

Net-net, 35978 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.