ZIP 35978 Foreclosure, Tax-Lien & Distress Report

Scored purely from public records, 35978 (Dekalb County, Alabama) returns a low composite of 27/100. Climate and flood risk are elevated too — FEMA disaster exposure (78/100), climate & FEMA risk (77/100). Property-level stress concentrates in construction/permit lag (69/100), structural risk (57/100), institutional ownership (43/100). By contrast, mortgage stress (19/100) register low. Structural risk reads 57/100 against active distress of 6/100.

The market reads peak — home values rose 3.2% year on year, and 1% higher over three years, at 22/100 phase confidence. Topping markets hide individual distress behind strong averages.

The vacancy rate is 12.3% — elevated. The poverty rate is 19.4% — high, a tax-stress and distress correlate. 5,964 residents call 35978 home, typically aged 38. Rent burden reaches 40% of tenant households. A median home runs $137,100 here, or 2.4 times local income. On demographic stress specifically, 35978 scores 31/100. There are about 2,296 housing units across 35978. At $52,545, median income runs below typical U.S. levels. Owners hold 78% of homes, renters 22%. Educational attainment sits at 9% bachelor's-or-above.

Taken together, 35978 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Parcel-level detail for 35978 is not published yet -- the ZIP-level readings above remain fully sourced to public records.

Big metro or rural, 35978 runs through one identical public-record model, so its 27/100 sits on the same scale as every other ZIP in Dekalb County, Alabama and the nation. Every figure is auditable to a public dataset and refreshed on ingest; 35978 shows blanks, not estimates, wherever the record is sparse.

35978's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. Practically, 35978 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.