ZIP 35954 Property Distress & Foreclosure Data

ZIP code 35954 in Etowah County, Alabama carries a composite property-distress score of 29/100 — a low reading on DLRadar's deterministic public-record index. Structural risk reads 62/100 against active distress of 6/100. What sets it apart are the readings on construction/permit lag (63/100), structural risk (62/100), institutional ownership (50/100). By contrast, mortgage stress (21/100) register low. It additionally carries heavy environmental risk: climate & FEMA risk (85/100), FEMA disaster exposure (83/100).

The market reads peak — home values rose 3.7% year on year, and 23% higher over three years, at 30/100 phase confidence. Topping markets hide individual distress behind strong averages.

There are about 5,656 housing units across 35954. Home values center near $135,700, an affordability ratio of 2.3× — accessible. Owners hold 82% of homes, renters 18%. 12.9% of residents fall below the poverty threshold. Median household income is $56,004, below the U.S. median near $78,000. Rent burden reaches 35% of tenant households. Vacancy runs 17.1%, above the national norm and a classic distress-and-opportunity signal. DLRadar's demographic-stress index for the area reads 28/100. About 12,170 people live here, median age 45. Educational attainment sits at 12% bachelor's-or-above.

Net-net, 35954 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.