ZIP 35972 Property Distress & Foreclosure Data

ZIP code 35972 in Etowah County, Alabama carries a composite property-distress score of 30/100 — a moderate reading on DLRadar's deterministic public-record index. Structural risk reads 66/100 against active distress of 6/100. It additionally carries heavy environmental risk: FEMA disaster exposure (83/100), climate & FEMA risk (81/100). What sets it apart are the readings on construction/permit lag (69/100), structural risk (66/100), institutional ownership (53/100). By contrast, mortgage stress (22/100) register low.

The market reads peak — home values rose 3.4% year on year, at 29/100 phase confidence. Topping markets hide individual distress behind strong averages.

Median household income is $52,839, below the U.S. median near $78,000. Home values center near $98,800, an affordability ratio of 1.7× — accessible. 14.9% of residents fall below the poverty threshold. About 1,300 people live here, median age 45. Vacancy runs 27.4%, above the national norm and a classic distress-and-opportunity signal. Educational attainment sits at 27% bachelor's-or-above. DLRadar's demographic-stress index for the area reads 22/100. Owners hold 100% of homes, renters 0%. There are about 680 housing units across 35972.

Net-net, 35972 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.