ZIP 35972 Foreclosure, Tax-Lien & Distress Report

Composite property distress in 35972 (Etowah County, Alabama) lands at 28/100 — low on DLRadar's public-record scoring. The split runs 60/100 structural to 6/100 active on the ground. Climate and flood risk are elevated too — climate & FEMA risk (81/100), FEMA disaster exposure (78/100). The pressure is most legible in structural risk (60/100), institutional ownership (51/100), construction/permit lag (51/100). mortgage stress (22/100) stay muted.

The peak-phase market in 35972 posted values that rose 1.3% over the year, 3.0% off the recent peak, at 38/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Households earn a median $52,839 — below the roughly $78,000 national figure. A median home runs $98,800 here, or 1.7 times local income. The poverty rate is 14.9%. Population is roughly 1,300 with a median age of 45. Vacancy runs 27.4%, above the national norm and a classic distress-and-opportunity signal. Educational attainment sits at 27% bachelor's-or-above. On demographic stress specifically, 35972 scores 22/100. Owners hold 100% of homes, renters 0%. The ZIP holds roughly 680 housing units.

On the whole, 35972 leans distressed, with opportunity clustered in specific stressed parcels. While 35972 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

Big metro or rural, 35972 runs through one identical public-record model, so its 28/100 sits on the same scale as every other ZIP in Etowah County, Alabama and the nation. The score is rebuilt from public data as it updates, so 35972 reflects the current record instead of a stale or modeled snapshot.

The 28/100 for 35972 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. For a buyer, 35972 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.