ZIP 35987 Foreclosure, Tax-Lien & Distress Report
St. Clair County, Alabama · High Vacancy market
In St. Clair County, Alabama, ZIP 35987 scores 30 of 100 for composite distress, a moderate level on DLRadar's distress index. Structural risk reads 66/100 against active distress of 7/100. Its standout signals are structural risk (66/100), construction/permit lag (58/100), institutional ownership (55/100). On the quiet end sit mortgage stress (23/100). It additionally carries heavy environmental risk: FEMA disaster exposure (87/100), climate & FEMA risk (74/100), flood (NFIP) exposure (62/100).
Prices here sit in a peak phase: values rose 2.7% over the trailing year, and 36% higher over three years (phase confidence 22/100). Topping markets hide individual distress behind strong averages.
2,672 residents call 35987 home, typically aged 43. Owners hold 89% of homes, renters 11%. The typical home is worth about $181,600 (1.8× income, relatively affordable). The poverty rate is 10.6%. The vacancy rate is 17.2% — elevated. The ZIP holds roughly 1,192 housing units. The demographic-stress sub-score lands at 29/100. Educational attainment sits at 10% bachelor's-or-above. Rent burden reaches 59% of tenant households. At $78,707, median income runs near typical U.S. levels.
On the whole, 35987 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.
No ZIP is too small to score: 35987 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 30/100 composite is a like-for-like number rather than an isolated estimate. Every figure is auditable to a public dataset and refreshed as records update; 35987 shows blanks, not estimates, wherever the record is sparse.
The 30/100 for 35987 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. Practically, 35987 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.
What is driving ZIP 35987’s distress
Unpaid tax, corporate ownership share, insurance cost pressure, NFIP flood risk, construction slowdown, price gaps and auction turnover — plus the 0 individual distressed properties — each with owner, address, APN, its own distress score and an exit read — are in the full report.
ZIP 35987 Stress Report snapshot
Live ZIP-level distress, market-phase, housing and bank-pressure read — the same report attached to every property.
More ZIPs across St. Clair County
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By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.
Keep exploring Alabama distress
Additional distress intelligence spanning St. Clair County, Alabama by ZIP, county and state.
Open the complete 35987 acquisition file
The full 35987 file lists each distressed parcel with owner, address, APN, per-property score, bank exposure and exit-velocity read, and carries it straight through to owner and lender records. Refreshed continuously.
Built from public records, scored the same way everywhere · methodology