ZIP 35987 Property Distress & Foreclosure Data

In St. Clair County, Alabama, ZIP 35987 scores 32 of 100 for composite distress, a moderate level on DLRadar's public-record index. Structural risk reads 70/100 against active distress of 7/100. Its standout signals are construction/permit lag (71/100), structural risk (70/100), institutional ownership (59/100). By contrast, mortgage stress (23/100) register low. It additionally carries heavy environmental risk: FEMA disaster exposure (83/100), climate & FEMA risk (74/100), flood (NFIP) exposure (65/100).

The market reads peak — home values rose 2.9% year on year, and 36% higher over three years, at 27/100 phase confidence. Topping markets hide individual distress behind strong averages.

About 2,672 people live here, median age 43. Owners hold 89% of homes, renters 11%. Home values center near $181,600, an affordability ratio of 1.8× — accessible. 10.6% of residents fall below the poverty threshold. Vacancy runs 17.2%, above the national norm and a classic distress-and-opportunity signal. There are about 1,192 housing units across 35987. DLRadar's demographic-stress index for the area reads 29/100. Educational attainment sits at 10% bachelor's-or-above. Rent burden reaches 59% of tenant households. Median household income is $78,707, near the U.S. median near $78,000.

Net-net, 35987 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.