ZIP 35125 Property Distress & Foreclosure Data

ZIP code 35125 in St. Clair County, Alabama carries a composite property-distress score of 32/100 — a moderate reading on DLRadar's deterministic public-record index. Structural risk reads 70/100 against active distress of 7/100. What sets it apart are the readings on construction/permit lag (71/100), structural risk (70/100), institutional ownership (59/100). mortgage stress (23/100) stay muted. Climate and flood risk are elevated too — FEMA disaster exposure (83/100), climate & FEMA risk (74/100), flood (NFIP) exposure (65/100).

Prices here sit in a peak phase: values rose 2.9% over the trailing year, and 19% higher over three years, at 27/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

The typical home is worth about $183,100 (2.8× income, relatively affordable). 68% of housing is owner-occupied. There are about 4,650 housing units across 35125. Around 18% of adults hold a bachelor's degree or higher. Rent burden reaches 35% of tenant households. Vacancy runs 11.8%, above the national norm and a classic distress-and-opportunity signal. At $63,823, median income runs below typical U.S. levels. The poverty rate is 15.1%. 10,969 residents call 35125 home, typically aged 37. The demographic-stress sub-score lands at 30/100.

Overall, 35125 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.