ZIP 35125 Foreclosure, Tax-Lien & Distress Report

Composite property distress in 35125 (St. Clair County, Alabama) lands at 30/100 — moderate on DLRadar's public-record scoring. Structural exposure scores 66 and live distress 7 on the 0–100 scale. What sets it apart are the readings on structural risk (66/100), construction/permit lag (60/100), institutional ownership (57/100). By contrast, mortgage stress (23/100) register low. Environmental exposure also runs high (FEMA disaster exposure (78/100), climate & FEMA risk (74/100), flood (NFIP) exposure (64/100)).

The market reads peak — home values rose 2.7% year on year, and 19% higher over three years, at 22/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

The typical home is worth about $183,100 (2.8× income, relatively affordable). The tenure split is 68% owner-occupied to 32% rented. There are about 4,650 housing units across 35125. Educational attainment sits at 18% bachelor's-or-above. Rent burden reaches 35% of tenant households. The vacancy rate is 11.8% — elevated. At $63,823, median income runs below typical U.S. levels. The poverty rate is 15.1%. Population is roughly 10,969 with a median age of 37. On demographic stress specifically, 35125 scores 30/100.

On balance 35125 is mixed, rewarding parcel-by-parcel screening over broad assumptions. 35125 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

The 35125 read uses the identical public-record model applied coast to coast, which means its 30/100 score means exactly what it means anywhere else, and 35125 stays directly comparable to neighboring ZIPs and the rest of St. Clair County, Alabama. Where the public record is thin for 35125, the field stays empty rather than modeled, and fills in as new documents post.

The 30/100 for 35125 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. Practically, 35125 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.