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Distress scoring by county and ZIP, market phase, and the day queue.

ZIP 35135 Foreclosure, Tax-Lien & Distress Report

St. Clair County, Alabama · Distress market

In St. Clair County, Alabama, ZIP 35135 scores 30 of 100 for composite distress, a moderate level on DLRadar's public-record index. The most distinctive pressure shows up in structural risk (66/100), construction/permit lag (60/100), institutional ownership (57/100). By contrast, mortgage stress (23/100) register low. Structurally it carries 66/100, against 7/100 of stress already in motion. Environmental exposure also runs high (FEMA disaster exposure (78/100), climate & FEMA risk (74/100), flood (NFIP) exposure (64/100)).

The market reads peak — home values rose 2.7% year on year, and 17% higher over three years (phase confidence 22/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

At $59,274, median income runs below typical U.S. levels. The poverty rate is 18.3% — high, a tax-stress and distress correlate. About 1,887 people live here, median age 41. Rent burden reaches 30% of tenant households. A median home runs $250,600 here, or 4.1 times local income. Owners hold 75% of homes, renters 25%. Around 23% of adults hold a bachelor's degree or higher. The vacancy rate is 11.8% — elevated. The demographic-stress sub-score lands at 33/100. There are about 766 housing units across 35135.

Net-net, 35135 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

Because one deterministic model scores every ZIP, 35135's 30/100 can be lined up against any neighbor in St. Clair County, Alabama or any ZIP coast to coast. Sparse data for 35135 shows as blanks, never estimates, and the score updates on every fresh public filing.

35135's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. For a buyer, 35135 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.

30/100
Composite stress
66/100
Structural risk
7/100
Distress activity

Distress signal breakdown — ZIP 35135

Foreclosure activity0
Mortgage stress23
Climate / FEMA risk74
9 further distress layers are graded for 35135

Unpaid tax, corporate ownership share, insurance cost pressure, NFIP flood risk, construction slowdown, price gaps and auction turnover — plus the 0 individual distressed properties carry owner, address, APN, a parcel-level score and an exit read in the full DLRadar file.

35135 at a glance

Live ZIP-level distress, market-phase, housing and bank-pressure read — the same report attached to every property.

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St. Clair County ZIPs near 35135

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Open the complete 35135 acquisition file

Every distressed parcel in 35135 comes with owner and address, APN, its own distress score, bank exposure and an exit-velocity read — plus a one-click path to funding and closing, refreshed continuously nationwide.

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