ZIP 35135 Property Distress & Foreclosure Data

In St. Clair County, Alabama, ZIP 35135 scores 32 of 100 for composite distress, a moderate level on DLRadar's public-record index. Its standout signals are construction/permit lag (71/100), structural risk (70/100), institutional ownership (59/100). By contrast, mortgage stress (23/100) register low. On the structural side it scores 70/100, with 7/100 of stress already active. It additionally carries heavy environmental risk: FEMA disaster exposure (83/100), climate & FEMA risk (74/100), flood (NFIP) exposure (65/100).

The market reads peak — home values rose 2.9% year on year, and 17% higher over three years (phase confidence 27/100). Topping markets hide individual distress behind strong averages.

Median household income is $59,274, below the U.S. median near $78,000. 18.3% of residents fall below the poverty threshold. About 1,887 people live here, median age 41. Around 30% of renters are cost-burdened. Home values center near $250,600, an affordability ratio of 4.1×. Owners hold 75% of homes, renters 25%. Educational attainment sits at 23% bachelor's-or-above. The vacancy rate is 11.8% — elevated. DLRadar's demographic-stress index for the area reads 33/100. The ZIP holds roughly 766 housing units.

Net-net, 35135 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.