ZIP 35146 Property Distress & Foreclosure Data

Composite property distress in 35146 (St. Clair County, Alabama) lands at 30/100 — moderate on DLRadar's public-record scoring. Climate and flood risk are elevated too — FEMA disaster exposure (83/100), climate & FEMA risk (73/100). On the structural side it scores 67/100, with 7/100 of stress already active. The sharpest non-environmental signals are construction/permit lag (67/100), structural risk (67/100), institutional ownership (57/100). mortgage stress (22/100) stay muted.

Prices here sit in a peak phase: values rose 2.9% over the trailing year, and 17% higher over three years (phase confidence 27/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

At $83,438, median income runs near typical U.S. levels. The poverty rate is 6.1% — low. The ZIP holds roughly 4,983 housing units. The typical home is worth about $267,800 (3.1× income, relatively affordable). 13,283 residents call 35146 home, typically aged 41. Around 25% of adults hold a bachelor's degree or higher. 86% of housing is owner-occupied. The demographic-stress sub-score lands at 24/100. Around 22% of renters are cost-burdened. The vacancy rate is 3.4%.

Overall, 35146 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.