ZIP 35146 Foreclosure, Tax-Lien & Distress Report

ZIP 35146's composite property-distress score is 28/100 - DLRadar classes that as low for St. Clair County, Alabama. Environmental exposure also runs high (FEMA disaster exposure (74/100), climate & FEMA risk (73/100), flood (NFIP) exposure (61/100)). The latent-versus-live split is 62/100 structural and 7/100 already moving. The pressure is most legible in structural risk (62/100), institutional ownership (53/100), construction/permit lag (52/100). mortgage stress (22/100) stay muted.

Prices here sit in a peak phase: values rose 2.7% over the trailing year, and 17% higher over three years, at 22/100 phase confidence. Topping markets hide individual distress behind strong averages.

At $83,438, median income runs near typical U.S. levels. The poverty rate is 6.1% — low. The ZIP holds roughly 4,983 housing units. The typical home is worth about $267,800 (3.1× income, relatively affordable). 13,283 residents call 35146 home, typically aged 41. Educational attainment sits at 25% bachelor's-or-above. Owners hold 86% of homes, renters 14%. The demographic-stress sub-score lands at 24/100. Around 22% of renters are cost-burdened. The vacancy rate is 3.4%.

On balance 35146 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Parcel-level detail for 35146 is not published yet -- the ZIP-level readings above remain fully sourced.

The number is not local guesswork: 35146's 28/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. Where the record is thin for 35146, the field stays empty rather than modeled, and fills in as new documents post.

The 28/100 for 35146 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. Practically, 35146 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.