ZIP 35097 Property Distress & Foreclosure Data

Composite property distress in 35097 (Blount County, Alabama) lands at 23/100 — low on DLRadar's public-record scoring. Structural exposure scores 49 and live distress 5 on the 0–100 scale. Environmental exposure also runs high (FEMA disaster exposure (83/100), climate & FEMA risk (65/100)). The sharpest non-environmental signals are construction/permit lag (50/100), structural risk (49/100), institutional ownership (45/100). On the quiet end sit mortgage stress (18/100).

The peak-phase market in 35097 posted values that rose 2.9% over the year, and 58% higher over three years, at 27/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Vacancy runs 10.0%. A median home runs $150,500 here, or 1.9 times local income. The tenure split is 88% owner-occupied to 12% rented. About 10% have a four-year degree. Roughly 12.6% live below the poverty line. Households earn a median $71,250 — near the roughly $78,000 national figure. There are about 785 housing units across 35097. On demographic stress specifically, 35097 scores 31/100. Population is roughly 1,857 with a median age of 52. Rent burden reaches 71% of tenant households.

On balance 35097 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.