ZIP 35126 Property Distress & Foreclosure Data

In Jefferson County, Alabama, ZIP 35126 scores 32 of 100 for composite distress, a moderate level on DLRadar's public-record index. Its standout signals are structural risk (70/100), institutional ownership (61/100), construction/permit lag (37/100). By contrast, construction/permit lag (37/100) and mortgage stress (24/100) register low. It additionally carries heavy environmental risk: climate & FEMA risk (96/100), FEMA disaster exposure (83/100), flood (NFIP) exposure (73/100). The latent-versus-live split is 70/100 structural and 7/100 already moving.

The market reads peak — home values rose 2.9% year on year, and 12% higher over three years (phase confidence 27/100). Topping markets hide individual distress behind strong averages.

Median household income is $81,690, near the U.S. median near $78,000. The vacancy rate is 9.5%. DLRadar's demographic-stress index for the area reads 24/100. Around 25% of renters are cost-burdened. 10.8% of residents fall below the poverty threshold. The ZIP holds roughly 8,691 housing units. Home values center near $199,000, an affordability ratio of 2.3× — accessible. About 22,354 people live here, median age 37. Educational attainment sits at 17% bachelor's-or-above. Owners hold 89% of homes, renters 11%.

Net-net, 35126 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.