ZIP 35126 Foreclosure, Tax-Lien & Distress Report

ZIP code 35126 in Jefferson County, Alabama carries a composite property-distress score of 29/100 — a low reading on DLRadar's deterministic distress index. What sets it apart are the readings on structural risk (62/100), institutional ownership (57/100), mortgage stress (24/100). By contrast, mortgage stress (24/100) and construction/permit lag (7/100) register low. Climate and flood risk are elevated too — climate & FEMA risk (96/100), FEMA disaster exposure (87/100), flood (NFIP) exposure (74/100). Structural exposure scores 62 and live distress 7 on the 0–100 scale.

The market reads peak — home values rose 2.7% year on year, and 12% higher over three years, at 22/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Median household income is $81,690, near the U.S. median near $78,000. Vacancy runs 9.5%. DLRadar's demographic-stress index for the area reads 24/100. Around 25% of renters are cost-burdened. 10.8% of residents fall below the poverty threshold. There are about 8,691 housing units across 35126. A median home runs $199,000 here, or 2.3 times local income. About 22,354 people live here, median age 37. Educational attainment sits at 17% bachelor's-or-above. 89% of housing is owner-occupied.

On balance 35126 is mixed, rewarding parcel-by-parcel screening over broad assumptions. 35126 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

The 35126 read uses the identical scoring model applied coast to coast, which means its 29/100 score means exactly what it means anywhere else, and 35126 stays directly comparable to neighboring ZIPs and the rest of Jefferson County, Alabama. Sparse data for 35126 shows as blanks, never estimates, and the score updates on every fresh public filing.

35126's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. For an operator, 35126 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.