ZIP 35215 Foreclosure, Tax-Lien & Distress Report

Scored purely from public records, 35215 (Jefferson County, Alabama) returns a low composite of 29/100. Environmental exposure also runs high (climate & FEMA risk (97/100), FEMA disaster exposure (78/100), flood (NFIP) exposure (75/100)). The most distinctive pressure shows up in structural risk (61/100), institutional ownership (59/100), mortgage stress (24/100). By contrast, mortgage stress (24/100) and construction/permit lag (5/100) register low. Structurally it carries 61/100, against 7/100 of stress already in motion.

Prices here sit in a peak phase: values rose 2.7% over the trailing year, and 8% higher over three years (phase confidence 22/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Home values center near $157,300, an affordability ratio of 2.8× — accessible. The demographic-stress sub-score lands at 34/100. Vacancy runs 13.8%, above the national norm and a classic distress-and-opportunity signal. Educational attainment sits at 19% bachelor's-or-above. 54% of housing is owner-occupied. At $51,854, median income runs below typical U.S. levels. About 46,372 people live here, median age 33. Around 44% of renters are cost-burdened. There are about 19,882 housing units across 35215. 21.9% of residents fall below the poverty threshold.

Taken together, 35215 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. No parcel file is published for 35215 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

The number is not local guesswork: 35215's 29/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. Where the public record is thin for 35215, the field stays empty rather than modeled, and fills in as new documents post.

Behind 35215's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. Treat 35215 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.